High Heating Bill Freezing Your Budget? Here Are Ways To Save Money On Heating

December 21, 2021 | Emma Frost

ways to save money on heating with payday loan

There are plenty of ways to save money on heating but keeping things simple guarantees a more straightforward approach to keeping more money in your pocket. That’s why we put together a guide for the best and simplest ways to save money on heating this winter.

Let's take a detailed look at each method so you can take full advantage of them. We will also discuss how acquiring a payday loan in Tennessee can provide financial assistance if you have urgent heating bills.

Top 7 Ways To Save Money On Heating

1. Install A Smart Thermostat And Program It Correctly

A smart thermostat on its own can't save you money. While purchasing one is definitely a step in the right direction, if you don’t program it properly, it's not going to make a difference.

Follow the instructions included in your thermostat to set it up correctly. If you constantly use the hold feature, you're overriding the programming and any savings you may have made.

Program your thermostat to drop the temperature down by 10 degrees when you are outside. This can save you between 6% and 7% on your heating bill. Also, consider things like sleep time and sunny days when you're programming your thermostat.

hire a professional to check your air ducts

2. Hire A Professional To Check Your Air Ducts

Air ducts are a common place for heat loss. Interestingly enough, systems tend to lose 20% to 30% due to poor connections, holes, and leaks. Therefore, you can hire a professional to inspect your ducts and correct any mishaps.

However, if you're looking for a quick, temporary fix, try to tape up the gaps. It isn't advised as a long-term solution, but it'll certainly improve your heat loss in the short term. 

3. Make Good Use Of The Sun

Even in the winter, the sun can be a massive heating help during the day. If you have south-facing windows, leaving your blinds and curtains open throughout the daylight hours ensures the warmth seeps into your home.

Don't leave them open for too long, though. Close them again when the sun sets to insulate your house and retain the heat.

4. Turn Your Hot Water Heater Down

It's not just your radiators that counts toward your heating bill, but it's also your hot water heater. Turning it down is one of the best ways to save money on heating. Often, water heaters are turned almost to their maximum, meaning it's heating water to a level you don’t really use.

5. Layer Up

One of our favorite ways to save on heating is to simply layer up. Hoodies, thermal underwear, and thick pajamas work wonders to keep you warm and cozy without pushing the temperature of your entire home up. If you still can't stay warm, invest in flannel sheets or electric blankets.

To go one step further, you can purchase insulated curtains for your windows. 

6 Use Space Heaters In Work Or Living Areas

Despite what some people may say, they're more efficient than home heating. Therefore, you can turn your thermostat for your whole house a lot lower. Just ensure you utilize them in open areas only.

rearrange your furniture

7. Rearrange Your Furniture

Furniture placement isn't just about aesthetics. It can affect the airflow, and therefore heat flow. Make sure large furniture items like couches, beds, and bookcases are away from the vents. That way, the heat can circulate efficiently through the room and keep your home toasty for longer.

Affording A High Heating Bill During Winter

We are sure you're about to put all our ways to save money on heating to use. However, if you have already received a big bill, those tips won't help in reducing or paying its amount. Assistance with heating bills that you already received requires urgent cash. One option for acquiring urgent money is through a Tennessee payday loan.

When you get a payday loan from Tennessee Title Loans, Inc., you can borrow between $100 and $400, even if you have a bad credit score. The in-person process takes roughly half an hour, and you get the money you qualify for on the same day or the following business day.

Here's our payday loan process:

  1. Complete the online form for online payday loans. It sends your information straight to your local Tennessee Title Loans, Inc. storefront. 
  2. Wait for a loan representative from your nearest shop to call. They will tell you about the requirements, discuss the process, and answer your questions.
  3. After the conversation, head to your nearest Tennessee Title Loans, Inc. store with your driver's license (or another kind of state-issued photo ID), your most recent bank statement and pay stub, and a blank check from your active checking account.
  4. One of our loan associates will examine your paperwork to establish whether you qualify for the loan. 
  5. If you do qualify, you can complete the process by signing a few documents with the help of our loan representative.
  6. Finally, you will receive the money you need on the same day or the following business day.

Apply Our Methods And Start Saving Today

Using our top seven ways to save money on heating can cut your bills by 10% or more every year, so make sure you put them into practice starting today.

But if you’re facing heating bills that you urgently need assistance with, consider qualifying for a payday loan from Tennessee Title Loans, Inc. Submit your online form to get started right away.