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Tennessee Line of Credit FAQs

Our line of credit gives you access to money “on demand.” You can draw on it up to a maximum amount of $4,000 for a set period of time. You’ll only pay interest when you borrow on the line of credit. Once you pay back borrowed funds, that amount is again available for you to borrow. With this flexible borrowing option, you can choose when to take out the money, pay it back and borrow again, as long as you adhere to the terms as well as paying off what you borrow on time and in full.
Submit your information using our online form. From there, you will be contacted by one of our trustworthy and professional representatives. They will be happy to answer any questions you may have before getting started. The approval process must be completed in person at a store location.
You can find a Tennessee Title Loans, Inc. store near you by filling out and submitting our online form or by clicking here.
For all loan terms and fees, please refer to your line of credit agreement. For your convenience, your local in-store lender will be happy to go over all loan terms and fees with you before you sign the loan agreement.
The only items you need to qualify for a line of credit are:
  • Your Driver’s License or State Issued I.D.
  • The Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection
  • Proof of Income
No checking account is needed to qualify for a line of credit.
Yes! Any credit is welcome. You do not need excellent credit to be approved for a Tennessee line of credit.
If you can’t provide a driver’s license, a state-issued photo I.D. is acceptable.
Yes, it is. Tennessee Title Loans, Inc. understands how important your confidentiality is. Please see our privacy policy for details.
In the state of Tennessee, you must be at least 18 years of age to qualify for a loan of any kind.
No. You are free to use your car while under the line of credit agreement.
Tennessee Title Loans, Inc DOES NOT report to credit agencies if you default.
A ‘lien-free’ title simply means that your car has been fully paid for and that there are no liens or judgments attached to it. If you are still making payments on your car, its title is not lien-free.
In order for you to qualify for a line of credit, the title being used to secure the loan must be in your name. If it’s not, please contact your local DMV to have the title transferred to your name prior to obtaining a loan.
The amount you are able to borrow depends on the value of your vehicle. The maximum you can obtain is $4,000.
Yes! You can be approved for a line of credit even if you already have an existing title pledge.
The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.
From the time you enter one of our locations, it takes as little as 30 minutes to be approved.
Title Loans

Title Loans

Turn your car into fast cash for things like medical bills, auto repairs or other unexpected expenses. Use your car to get up to $2,500 fast and easy.

Payday Loan

Payday Loans

Tennessee Title Loans, Inc. offers payday loans as a fast and easy alternative to get the cash you need. Get $100 - $400 in-store in as little as 30 minutes.

Line of Credit

Line of Credit

If you need extra cash for any emergency situation or major purchases our Tennessee Line of Credit Loan option maybe right for you.

Tennessee Title Loans Inc

At Tennessee Title Loans, Inc., you can rely on both our professionalism and experience to help you get up to $4,000 today for any financial emergencies you may have. Choose from any of our several neighborhood Tennessee store locations and get started today!

You can also get started just by filling out our quick and easy online request form found above. One of our loan representatives will then give you a call to guide you through the loan process and answer any questions you may have. If you need money and you need it fast, call Tennessee Title Loans, Inc.

Tennessee Title Loans Inc