How It Works

Thank you for choosing Tennessee Title Loans, Inc. for your quick financial needs. You can get title loans, payday loans, and lines of credit loans (or flex loans) in less than a day. Once you start your application online, you will complete the process at one of our Tennessee stores in under 30 minutes. The approval process is simple and allows for fast loan verification. Learn more about how to get approved for each of our loans below!

How To Get Started
Step 1: Fill Out Our Online Loan Form
You can begin the process by filling out our online application form. Each of our three loans have their own form, so be sure to select the correct one for your loan type. You will need to provide your name, zip code, email address, and phone number. For a title loan and a line of credit, you will also need to give your vehicle’s year, make, and model.
For those who would rather provide their information directly, you can give us a call or visit one of our Tennessee store locations.
Step 2: Discuss Loan Details Over the Phone
After you submit your online form, a loan specialist will receive it. They will review your information and then call you. During the call, they will verify the details you provided and explain information about your loan, including requirements, approval process, loan amounts, and more.
You can also ask any questions about the loan during this conversation. After the short phone call, you will head to the nearest Tennessee store location to complete the process.
Required Items
Title Loans
- Driver’s License or State Issued I.D.
- Lien-Free Vehicle Title in Your Name
- Your Vehicle for Inspection
- Proof of Income
Payday Loans
- Driver's License or State Issued I.D.
- Your most recent paystub
- A Checking Account
Line of Credit
- Driver’s License or State Issued I.D.
- Lien-Free Vehicle Title in Your Name
- Your Vehicle for Inspection
- Proof of Income
Step 3: Finalize The Process And Receive Your Fast Cash!
You will need to bring the required items with you to finalize the process for our loans.
- Title loans: After reviewing your documents and proof of income, we will inspect your vehicle to assess its value and determine how much your title loan is worth. You can then sign your loan agreement to finish the process.
- Payday loans: We will verify that you have the required items. How much you can borrow depends on your provided income. You will then sign your loan agreement and receive your funds.
- Line of credit: Your required items will be verified. Once the vehicle is inspected and approved, you can sign the loan agreement and begin accessing your emergency line of credit.
Begin the approval process online today! Fill out our online form, speak to a loan representative over the phone, and get approved at one of our Tennessee store locations in less than 30 minutes!
- Get approved the same day you apply!
- All credit types are welcome!
- Receive your funds the same day or the next business day**!
- Call us today at 800-922-8803 to start your loan!
Find a Location Near You
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