How It Works

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Thank you for choosing Tennessee Title Loans, Inc. for your quick financial needs. You can get title loans, payday loans, and lines of credit loans (or flex loans) in less than a day. Once you start your application online, you will complete the process at one of our Tennessee stores in under 30 minutes. The approval process is simple and allows for fast loan verification. Learn more about how to get approved for each of our loans below!

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How To Get Started

Step 1: Fill Out Our Online Loan Form

You can begin the process by filling out our online application form. Each of our three loans have their own form, so be sure to select the correct one for your loan type. You will need to provide your name, zip code, email address, and phone number. For a title loan and a line of credit, you will also need to give your vehicle’s year, make, and model.

For those who would rather provide their information directly, you can give us a call or visit one of our Tennessee store locations.

Step 2: Discuss Loan Details Over the Phone

After you submit your online form, a loan specialist will receive it. They will review your information and then call you. During the call, they will verify the details you provided and explain information about your loan, including requirements, approval process, loan amounts, and more.

You can also ask any questions about the loan during this conversation. After the short phone call, you will head to the nearest Tennessee store location to complete the process.

Required Items

Title Loans

  • License Icon
    Driver’s License or State Issued I.D.
  • Vehicle Title
    Lien-Free Vehicle Title in Your Name
  • Car
    Your Vehicle for Inspection
  • Handing Cash Icon
    Proof of Income

Payday Loans

  • License Icon
    Driver's License or State Issued I.D.
  • Envelope
    Your most recent paystub
  • Blank Check
    A Checking Account

Line of Credit

  • License Icon
    Driver’s License or State Issued I.D.
  • Vehicle Title
    Lien-Free Vehicle Title in Your Name
  • Car
    Your Vehicle for Inspection
  • Handing Cash Icon
    Proof of Income

Step 3: Finalize The Process And Receive Your Fast Cash!

You will need to bring the required items with you to finalize the process for our loans.

  • Title loans: After reviewing your documents and proof of income, we will inspect your vehicle to assess its value and determine how much your title loan is worth. You can then sign your loan agreement to finish the process.
  • Payday loans: We will verify that you have the required items. How much you can borrow depends on your provided income. You will then sign your loan agreement and receive your funds.
  • Line of credit: Your required items will be verified. Once the vehicle is inspected and approved, you can sign the loan agreement and begin accessing your emergency line of credit.

Begin the approval process online today! Fill out our online form, speak to a loan representative over the phone, and get approved at one of our Tennessee store locations in less than 30 minutes!

  • Get approved the same day you apply!
  • All credit types are welcome!
  • Receive your funds the same day or the next business day**!
  • Call us today at 800-922-8803 to start your loan!

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Want to learn more? For information on loans, financial tips, and more, visit our blog.