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Payday Loan FAQs

A payday loan is a short-term loan that can bridge the gap in between paychecks. If you have an expense that cannot wait until your next paycheck, a payday loan could provide you with emergency cash that you can pay back with your next paycheck. In Tennessee, the amount is generally between $100 and $400. A payday loan is designed as a short-term cash flow solution, not as a quick fix for long-term financial problems.
To find the total amount of your loan, please review your loan agreement for all the specifics of your personal loan terms and fees. Your loan representative will also be happy to review all terms and fees prior to you signing any of the loan documents.
The only items you need to qualify for a payday loan are:
  • An active checking account
  • A blank check
  • Most recent paystub
  • Be at least 18 years old
  • State-issued ID
In the state of Tennessee, you could be eligible for $100 to $400 in payday loan cash. When you bring the required items to your nearest Tennessee Title Loans, Inc. location, your top loan amount will be determined. This amount will be based upon the lender underwriting, your income, and your ability to repay the loan.
Upon completing the necessary paperwork at your local Tennessee Title Loans, Inc. store you could receive your total payday loan amount.
You could still receive a payday loan regardless of bad credit or bankruptcy. Your credit history is not considered to be a factor when it comes to obtaining a payday loan.
After completing the necessary paperwork and receiving approval at your local Tennessee Title Loans, Inc. store location, you could receive the emergency cash you are looking for in as little as 30 minutes.
To view the complete details, please read over our Consumer Disclosure page, which you will find on our website. It is important to note that payday loans are not designed to solve any long-term financial issues.
Loan terms and frequency may vary. You will need to confirm with a loan representative at one of our Tennessee Title Loan, Inc. store locations.
Tennessee Title Loans, Inc. DOES NOT report to credit agencies if you default on your loan.
Loan times may vary, but generally your payday loan is due on your next payday. Please check your loan agreement for the exact terms and conditions of your loan.
If an unexpected challenge or emergency is preventing you from making your payments on time or in full, the loan representatives at Tennessee Title Loans, Inc. location are prepared to work with you in order to setup payment arrangements in accordance with state regulations to fulfill your loan obligation.
Since payday loan terms and frequency vary by state, we ask that you contact one of our Tennessee Title Loan, Inc. store representatives to provide you with more specific details.
In many cases, you may be able to refinance your payday loan. For full details, please check with your local Tennessee Title Loan representative.
The loan representatives at Tennessee Title Loans, Inc. are highly trained and experienced in working with payment arrangements in accordance with state regulations, so they will do everything they can to help you fulfill your payday loan obligations.
Title Loans

Title Loans

Turn your car into fast cash for things like medical bills, auto repairs or other unexpected expenses. Use your car to get up to $2,500 fast and easy.

Payday Loan

Payday Loans

Tennessee Title Loans, Inc. offers payday loans as a fast and easy alternative to get the cash you need. Get $100 - $400 in-store in as little as 30 minutes.

Line of Credit

Line of Credit

If you need extra cash for any emergency situation or major purchases our Tennessee Line of Credit Loan option maybe right for you.

Tennessee Title Loans Inc

At Tennessee Title Loans, Inc., you can rely on both our professionalism and experience to help you get up to $4,000 today for any financial emergencies you may have. Choose from any of our several neighborhood Tennessee store locations and get started today!

You can also get started just by filling out our quick and easy online request form found above. One of our loan representatives will then give you a call to guide you through the loan process and answer any questions you may have. If you need money and you need it fast, call Tennessee Title Loans, Inc.

Tennessee Title Loans Inc