Title Loan FAQs

A title loan or title pledge is a loan using a vehicle title as collateral for that loan. Our loan representative can assist you with detailed information. These loans are designed as a short-term cash flow solution and not designed as solutions for long term financial problems.
Please look at your loan agreement for all loan terms and fees. Your loan representative will go through all loan terms and fees with you before you sign the loan agreement.
All you need is your vehicle, the title, and photo ID. Tennessee Title Loans, Inc makes the title loan process hassle free, unlike our competitors. We are committed to providing all our customers with unsurpassed customer service. The process is simple:
  • Bring your car with a clear car title to Tennessee Title Loans, Inc
  • Our loan representative will assist you in qualifying for a loan amount based upon your need, the appraised value of your vehicle, your ability to repay the loan and applicable state law.
  • Once approved, you will receive the cash you need and keep driving your vehicle. This process can take 30 minutes or less.
No! You do not need a checking account to qualify for a title loan at Tennessee Title Loans, Inc
Absolutely! Good credit, bad credit or no credit. For most title loan amounts, any credit is welcome. Tennessee Title Loans, Inc is committed to helping you get the cash you need.
You do not need a driver's license, but you do need a valid photo ID.
At Tennessee Title Loans, Inc we are committed to keeping all the information you provide confidential. Please see the privacy policy on our website for details.
In Tennessee, you must be at least 18 years of age to qualify for a title loan or title pledge loan.
Yes! In Tennessee you keep your car when you take out a title loan.
Tennessee Title Loans, Inc DOES NOT report to credit agencies if you default.
The Tennessee Title Loans, Inc website has a locator to find the nearest location.
A clear or lien-free car title simply means that you own your car outright, with no outstanding loans or judgments against it. To get a title loan with Tennessee Title Loans, Inc you need to have a clear or lien-free car title.
You can get started by submitting the online form on the left with your basic information, after which you will be contacted by a friendly Tennessee Title Loans, Inc representative who will explain the approval process. You must visit a Tennessee Title Loans, Inc location in person to complete the approval process.
Your title loan amount depends on the value of your vehicle. The maximum you can obtain is $2,500.
To get a title loan with Tennessee Title Loans, Inc you need to have the vehicle title in your name. You will need to go to the DMV and have the title transferred to your name prior to obtaining a loan.
Loan terms and frequency may vary. Please check with a representative at the Tennessee Title Loans, Inc location for all the details.
The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.
From the time you enter one our Tennessee Title Loans, Inc locations, it takes as little as 30 minutes to be approved for a car title loan.
Title Loans

Title Loans

Turn your car into fast cash for things like medical bills, auto repairs or other unexpected expenses. Use your car to get up to $2,500 fast and easy.


Payday Loan

Payday Loans

Tennessee Title Loans, Inc. offers payday loans as a fast and easy alternative to get the cash you need. Get $100 - $400 in-store in as little as 30 minutes.


Line of Credit

Line of Credit

If you need extra cash for any emergency situation or major purchases our Tennessee Line of Credit Loan option maybe right for you.


Tennessee Title Loans Inc

At Tennessee Title Loans, Inc., you can rely on both our professionalism and experience to help you get up to $4,000 today for any financial emergencies you may have. Choose from any of our several neighborhood Tennessee store locations and get started today!

You can also get started just by filling out our quick and easy online request form found above. One of our loan representatives will then give you a call to guide you through the loan process and answer any questions you may have. If you need money and you need it fast, call Tennessee Title Loans, Inc.

Tennessee Title Loans Inc