If you’re planning to get online title loans anytime soon, then there are some things you need to know about Tennessee Title Loans, Inc. first to make sure you’re well-equipped with all the necessary facts! Let’s have a closer look at how things are done in our company.

Important Things To Know About Tennessee Title Loans, Inc.

1. We Prioritize The Efficiency Of The Qualifying Process

Tennessee Title Loans, Inc. has made sure to design a qualifying process that eschews unnecessary paperwork and is direct and to the point. We’ve minimized the list of qualifying requirements and you only need to provide 3 items to prove your eligibility:

1. An identifying document proving you’re at least 18 years old (either a state-issued photo IDor driver’s license).
2. Your vehicle for inspection.
3. The vehicle’s title to act as collateral – it needs to prove your ownership of the car, thus being in your name and completely lien-free.

2. We’re Welcoming Of Borrowers With All Credit Scores

You can qualify for a loan with Tennessee Title Loans, Inc. despite your credit status. We welcome all potential borrowers regardless of what their credit looks like – it can be good or bad, and you would still have a chance to get approved.

While sometimes a quick credit check might be performed, in general, the credit status does not play a major part in our approval process and usually takes a backseat. What matters the most is that you satisfy the qualifying requirements listed above and provide the lender with required items that meet the standards.

If that’s the case, you have a chance of getting approved for a loan at Tennessee Title Loans, Inc., even if your credit is bad, which is different from how things go at banks or credit unions.

3. You Can Qualify Even If You’re Unemployed

One of the greatest benefits of Tennessee title loans is that they’re a secured type of loan. Here at Tennessee Title Loans, Inc. you usually don’t even need to provide proof of income to prove your eligibility for the loan. This is because you’re already providing collateral – your vehicle title – as proof that the lender’s assets are protected.

This makes it significantly easier to qualify for title loans than any other loans despite your employment status. You can have irregular income or be unemployed – and Tennessee Title Loans, Inc. will still do work with you to provide you the money you need.

4. You Get To Keep Your Car To Use It As You Wish

Many potential borrowers seem to worry about being unable to get around without their car if they get a title loan. That’s not something you have to fear when working with Tennessee Title Loans, Inc. We don’t keep the car for the duration of the loan repayment period.

While the value of the vehicle determines the loan amount, the vehicle itself doesn’t act as collateral – the vehicle title does. So, it’s the title that stays with us, the car stays with you as long as you keep your loan in good standing.

5. The Approval Process Takes Only About 30 Minutes 

The visit you pay to a Tennessee Title Loans, Inc. store to get the loan approved is the longest you’ll spend on the loan, but that doesn’t mean the wait is long.

Typically, the visit takes less than an hour – including the quick car inspection the loan representative will perform to determine the value of your vehicle. If everything’s in order, you could be done with the entire process – final paperwork included – in around 30 to 40 minutes.

How To Get A Loan With Tennessee Title Loans, Inc.

One of the aspects that helps our customers save time and streamline the process is that there’s no need to visit the store to start the process--the store representative can come to you. You can simply find the nearest store using our store locator. You can also connect to the nearest store by sending in a filled-out online form on Tennessee Title Loans, Inc.

Once the form gets processed, a loan representative from your closest store will give you a call. They will check the information you provided, as well as make sure you know everything you need to know about the procedure and answer any questions you might have.

They will also schedule a meeting with you at a convenient time, so you can come in and continue the loan process or having the representative come to you.

Make sure to take with you the required items to the meeting so that the loan representative can inspect the car, assess the documents, and determine if you qualify for the loan and on what terms.

Once they’re done and you’ve been approved, they’ll help you with the final steps and you’ll get the cash.

Start Your Title Loan Process Today

Tennessee Title Loans, Inc. has streamlined the approval process to ensure our customers get the money they need as fast as realistically possible. If you get approved, the money you need will be yours on the same day or the following day!

Submit an online form today and have your emergency taken care of as soon as possible.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.