We use apps for just about everything these days, and in our modern world of easily accessible technology, it’s become increasingly easier to find and use apps to help us manage nearly every aspect of our daily lives. We have calendar apps to remind us of appointments and birthdays, social media apps to keep us in the loop with friends and family and a seemingly endless list of entertainment apps for gaming, music playing or binge-watching your favorite shows on the go.
But did you know that there are also apps that could help you manage your finances? It turns out that there’s an app for just about everything nowadays, including a rather vast array of budgeting apps that not only make tracking your money easy, but fun. Why struggle with staying ahead of your expenses or turning to a payday loan when technology has made it easier than ever to get a handle on your spending? To help you decide if a budgeting app is right for you, here's a breakdown of some of the more popular budgeting tools that are hot this year.
This third-generation expense tracker features a cleverly designed and aesthetically pleasing layout that organizes and displays your budget in a way that is intuitive and makes sense. This app closely mirrors your spending habits and clearly shows where your money is going to help you keep within your budget. There’s even a Family sync feature, which allows multiple devices to share the same budget plan in one seamless interface.
Spendbook is a manual budgeting app with a simple and elegant design. It’s a budgeting app that’s enjoyable to use and will help you keep your budget in check for an affordable two-dollar investment.
The You Need a Budget (YNAB) app is another very popular budgeting app which has become the go to app for managing your finances. While this app is free to download, there is a paid version that will cost you $60, which unlocks this app’s many features. The main selling point of YNAB is its ability to sync between your computer and other devices, ensuring your budget is always up to date and accessible. If you want to see the big picture with your finances, this app is the one for you.
With Wally, you get a budgeting app that is easy to use with a very simple, less-is-more interface and design. Wally does a terrific job of shining the spotlight on your spending, savings and debt to income ratio, and it does it all in such a simple and pleasing way that budgeting is more of a delight than a chore.
BillGuard is a budgeting app that automatically sets up your budget for you and even alerts you of any unauthorized charges to any of your accounts. This app takes the guesswork out of creating your budget and does all the heavy lifting for you, making the chore of budgeting an easy and enjoyable experience.
Dollarbird allows its users create their own budget manually. This app’s simple design makes it easy for even the most novice users to jump in and start working out their own budget in minutes, allowing for a truly customized budget that works best for you and your individual needs.
Mint is arguably one of the best financial apps on the market today. It’s a highly useful app that can help you manage your financial accounts, including credit cards and savings accounts, putting them all in one dashboard that's easy to view and use.
PocketGuard is a one stop shop for tracking your budget and shows you real time balances for all your accounts. It even tells you how much you can afford to spend in specific spending categories. PocketGuard automatically itemizes your purchases, monthly subscriptions, bills, and all of your other monthly expenses.
Budgeting and general finances apps are not only easy to get, but they’re generally very easy to use, too. If you’re struggling to get your finances in order, pretty much any of these convenient finance apps could help you get your budget back on track in no time.