Losing your vehicle title can be frustrating, but replacing it is easier than you think. For Tennessee residents, having a valid title is essential, especially if you’re considering getting a title loan for emergency expenses.

This guide will walk you through the steps to replace your vehicle title in Tennessee and explain how you can use it to get quick cash with a title loan.

How To Replace Vehicle Title In Tennessee

To replace vehicle title in Tennessee, you’ll need to complete some forms, prove your identity, pay any applicable fees, and submit your request to the Tennessee Department of Revenue.

With these steps in mind, you’re all set to start replacing your vehicle title. If yours has been lost or stolen, it’s crucial that you get it replaced as soon as possible. The rest of this article will walk you through the steps to replacing your car title in detail.

Why You Need To Replace Your Vehicle Title

Your vehicle title is legal proof that you own your car. Without it:

• You can’t sell your vehicle.
• You can’t use it as collateral for a title loan.
• It may be harder to register or insure your vehicle.

If your title is lost, damaged, or stolen, replacing it immediately is the best way to avoid potential legal or financial issues.

How To Replace A Vehicle Title In Tennessee

For Tennessee residents, replacing your title isn’t too big of a hassle. You simply have to complete some paperwork and submit a request to the Department of Revenue to get your title replaced.

To replace a lost or damaged vehicle title in Tennessee, follow these steps:

1. Complete The Application Form

Download and fill out the Application for a Duplicate Certificate of Title from the Tennessee Department of Revenue. Make sure your name matches the original title holder’s name.

2. Provide Proof Of Identity

 A valid Tennessee driver’s license or state-issued ID is required.
 If someone else is submitting the request for you, they’ll need a notarized power of attorney statement.

3. Pay The Title Replacement Fee

The standard fee is $14, plus any additional county fees.

4. Submit Your Request

By Mail:

• Mail the completed Application for a Duplicate Title, proof of identity, and payment to the Tennessee Department of Revenue.

In Person:

• Visit your local county clerk’s office to submit the application and receive faster service.

Not sure where to go? Call (888)-871-3171 to find the nearest title replacement office.

5. Track Your Title Replacement Status

The processing time varies, but you can call the Department of Revenue for updates.

Using Your Vehicle Title To Get A Title Loan In Tennessee

Once you receive your replacement vehicle title, you can use it to apply for a title loan. A title loan allows you to borrow money using your car as collateral, making it a quick solution for unexpected expenses.

How A Title Loan Works

• You must be listed as the vehicle owner on the title.
• The car must be fully paid off or have minimal liens.
• The loan amount is based on your vehicle’s value and ability to repay.

Title Loan Requirements

• Valid Tennessee-issued vehicle title
• A government-issued ID (driver’s license or passport)
• Your vehicle for a quick inspection
• Proof of income (pay stub or bank statement)

Loan amounts range from $300 to $2,500, and you can get cash on the same day or the next business day!

How To Apply For A Title Loan In Tennessee

Step 1: Fill Out The Online Inquiry Form

• Submit a quick online application to begin the process.

Step 2: Talk To A Loan Representative

• A representative will contact you to review your application and discuss your loan amount.

Step 3: Visit The Nearest Tennessee Title Loans, Inc. Location

• Bring your vehicle, title, ID, and proof of income for a quick inspection.

Step 4: Get Your Cash Fast!

• If approved, you’ll receive your title loan funds on the same day or the next business day.

Get A Title Loan After Replacing Your Vehicle Title

After you replace the vehicle title, a title loan in Tennessee has never been easier to get than with Tennessee Title Loans, Inc. If you’re struggling for emergency cash, then a title loan might be the right solution for you. 

Need extra cash? Apply for a title loan today and get your money fast!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.