You may have a bad credit score, whether due to never having borrowed before (resulting in a nonexistent credit history) or because you’re behind on a few payments, be it unpaid loans or unsettled credit cards. Or, you may find yourself without a friend to lean on in need.

Whatever your situation is, if you’re looking to borrow money, Tennessee title loans may be a convenient option to help you out of an emergency financial situation. You might be searching for “title loans Knoxville, TN,” wondering what your chances are of getting approved for a title loan. 

In this article, we will tell you exactly how the approval process for Tennessee Title Loans, Inc.’s car title loans work, so you can get the money you need when you need it.

How Can I Get Approved For A Title Loan In Knoxville, TN?

Step One – Fill Out The Online Inquiry Form

To begin your journey with Tennessee Title Loans, Inc., you only need to complete our online inquiry form. To do this, you only need your basic information, such as your name, date of birth, and address or location, so your nearest branch can contact you at your convenience. Once you’ve done this, you’re already on your way to getting a car title loan from Tennessee Title Loans, Inc.!

Step Two – Speak With A Loan Representative

Once you’ve entered your information, a friendly and professional representative from your nearest branch in your area of Tennessee will contact you. In this telephone call, you will be able to ask them some questions, and they will also ask you some questions to understand your circumstances better.

Once they’ve discussed the loan in more detail, they’ll arrange an appointment at your nearest store or a place of your choosing so that you can move on to the next step of the process.

Step Three – Gather Your Required Documents

You’ll need a few documents to apply for a car title loan with Tennessee Title Loans, Inc. These include a driver’s license or state-issued I.D., a lien-free title to your vehicle, and proof of income. A lien-free title states that you own your car thoroughly and that no other debts, loans, or other such things are attached.

Lien-free titles are essential to car title loans, as the name suggests. This is because companies use lien-free car titles as collateral, putting a lien on the car title. They cannot do this if there is already a lien on the car title.

It would be best if you also had your vehicle ready for inspection. Consider prepping it to get it ready, which can include cleaning it and doing any cheap repairs you could potentially do yourself.

Step Four - Meet With The Representative

As we’ve mentioned before, when getting a car title loan from Tennessee Title Loans, Inc., you can choose to meet the representative at your nearest store or a place of your choosing, as long as you bring your car and documents.

This way, the representative can check through your documents and quickly evaluate your car, often taking only 30 minutes. When they have checked through your items and valued your car, the decision as to whether you have been approved will usually be fast.

Step Five – Receive The Emergency Funds

Finally, if you’ve been approved for a car title loan with Tennessee Title Loans, Inc., it’s time to get the emergency funds you need to deal with your emergency financial situation! If approved, you can get that money on the same or the following business day.

Tennessee Title Loans, Inc.

So, if you think a title loan is an option for you and you’re looking for “title loans Knoxville TN,” it’s time to check out Tennessee Title Loans, Inc. for help. As seen above, the title loan process is quick, taking as little as 30 minutes once we meet in person.

Once you’ve filled in an online form and talked to a loan representative, you can meet in-store or at a place of your choice. Our friendly loan representative will value your car and check your documents. 

Then, the approval process takes place! This is when your documents are reviewed, and your car is inspected. If approved, you can get your money on the same or the next business day!

Get Approved For Title Loans In Knoxville, TN

It may be time to end your search for “title loans in Knoxville, TN.” With Tennessee Title Loans, Inc., both the application and approval processes are speedy and hassle-free. Once approved for our title loans, you can get the money you need in 24hrs to help you face the emergency financial situation you may be facing. Take your first step towards getting a car title loan with Tennessee Title Loans, Inc., and fill out our online inquiry form today!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.