Everything is more expensive today, making Tennessee payday loans an essential option for many people. Tennessee residents can use this alternative funding resource to pay an urgent expense that pops up between paydays. 

One of the best aspects of getting Tennessee payday loans is that those working will find it easy to apply. Approval depends on each private lender, but those who can prove their paycheck stand a solid chance at support. 

Keep reading to discover how Tennessee Title Loans, Inc. can help you get urgent cash until the next payday.

How Can I Pay An Urgent Bill Before My Next Payday? 

Tennessee payday loans are short-term financing options for emergency expenses like an inflated power bill, high prescription costs, a car repair, or an unexpected dental bill. 

Typically, private lenders delve less into why you need the money, although it could be on an application. Traditional bank lenders are more apt to question why you must borrow money to justify the loan. 

Tennessee payday loans can also bridge a cash flow gap between paydays to buy food, pay for gas, and other necessary expenses. This can be incredibly helpful for those born only once or twice a month. 

Checking Account Required

Many payday lenders require that you bring in a blank check from an active checking account, a 30-day checking statement, or both. That is so they can check your regular income. Payments are also typically made from the checking account listed on your file. 

Short-Term Loan Option

Payday loans offer quick repayment, so you aren't in long-term debt. Repayment of payday loans happens with your next payday. However, every private lender has different offerings, so it's always best to check the paperwork on your loan to know when repayment is due.

It doesn't go against your debt-to-income ratio. Private lenders don't use credit bureau reports in approval decisions and don't report your loan or payments to the three major credit bureaus. 

Bad Credit Okay

One of the most significant benefits of using Tennessee payday loans to pay for an urgent expense is that those with bad credit can apply and feasibly get approved, depending on other factors. It's an option open to many people who wouldn't otherwise qualify for a personal loan at a bank. 

Qualifying For A Payday Loan

Private lenders can have different policies and approval standards for those wanting payday loans. However, the general qualifying factor is that you have a job and can show a recent pay stub to prove your earnings. 

The amount you are allowed to borrow depends on how much you earn. This ranks far more in getting approval than past credit. With alternative private lenders, your job is your credit!

Payday loans are unsecured, so there is no collateral needed. That can relieve some who are anxious about getting a secure loan and also opens up loan options for those who don't have anything valuable to offer as security for a loan. 

Getting Payday Loans In Tennessee

Tennessee Title Loans, Inc. is a reputable private lender for Tennessee payday loans. It offers payday loans from $100 to $400. Here's the requirements you need:

1. You must have a Tennessee driver's license or state-issued ID
2. A recent pay stub
3. A blank check from an active checking account with you listed as a primary account holder
4. You will also need a 30-day bank statement showing your checking account

Getting a payday loan from Tennessee Title Loans, Inc. requires you to go to a store to apply, but the process can be done in as little as 30 minutes. You can start the process by completing an online inquiry form on the website.

Once you submit the form, you will get a phone call from a loan representative from a Tennessee Title Loan, Inc. store near you. The loan representative will answer your questions, discuss the required documents, and direct you to a store. 

Bring all your required items to a store and allow a loan representative to guide you through the formal application. Application and approval can be finished in as little as 30 minutes.

Those approved will have money available to them either the same day or the following business day. We accept applications from those with bad credit. Whether you have good, bad, or no credit, we welcome you to apply for a payday loan with us. 

Fill Out The Online Form Today!

Sending in the online inquiry form only takes a few minutes and doesn't obligate you to a payday loan. It will connect you with someone knowledgeable in the process who can answer your questions about Tennessee payday loans. 

Tennessee Title Loans, Inc. has payday loans that are quick and easy to apply for, so fill out the form today to see how we can help pay for your urgent, unexpected need. 

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.