woman got a title loan in Nashville TN

What You Need to Get Title Loans In Nashville, TN

If you’re looking for title loans in Nashville, TN, you’re not alone. Today's economy is tough and most financial experts claim it will get tougher. Wages may have increased but everything else has increased more. Working people may be making ends meet but that leaves little room for savings. You don't need a high credit score or a lifelong job to get a title loan in Nashville, TN, and in this post, we’ll talk about the thing that you need to get it.

Here Are The Things You Need To Get Title Loans In Nashville, TN

1. Your Driver’s License Or State-Issued I.D.

In order to qualify for a title loan, you need to be at least 18 years of age or older, and your I.D. is a document that can prove that you’re of legal age. IDs are also proof that a person holding it is indeed who they claim to be. Other examples of IDs include passports or military identification cards. These documents typically include the picture of the holder so that the lender can visually match their face.

2. Lien-Free Title To Your Vehicle

A lien-free vehicle title means that your car is fully paid off, and there are no outstanding loans or judgments against it. Many people wonder if it is possible to get a title loan with a lien. While some lenders may accept applications from people whose titles have a lien on them, there is a possibility that such lenders have a questionable reputation. A lien-free title serves as collateral for borrowing money, and if a lender doesn’t require one, it is possible that they consider your vehicle to serve as collateral. In this case, you will have to leave your car with the lender, not your title.

It is important to mention that the car title should have your name on it. What this means is that you won’t be able to get a loan if you bring your family member’s car and provide the title with their name on it. If your parent or sibling allows you to use their car to get a title loan in Nashville, TN, they will need to go to the Department of Motor Vehicles and add your name on the title. It is acceptable to have 2 names on the title, as long as one of them is yours.

3. Your Vehicle For Inspection

The last thing you need to provide to get title loans Nashville, TN is your vehicle, for a short inspection. The inspection is necessary because its results establish how much your vehicle is worth. Based on that, an agent will determine how much money you can get. The older the vehicle, the lesser amount you might qualify for. Some of the things that may influence the total loan amount are the odometer reading, the condition of the interior and exterior, modifications, etc. With Tennessee Title Loans, Inc. you can get up to $2,500 same-day cash. The exact amount will become clear after a representative reviews your documents and checks out your vehicle.

car inspection for title loans in Nashville TN

Here Are The Things You DON’T Need For Title Loans In Nashville, TN

1. Good Credit

Since title loans are secured with vehicle titles, perfect credit isn’t required to qualify. This is what makes title loans so accessible, especially when you have to cover emergency expenses. Some emergencies can’t wait and need to be funded immediately. If you have bad credit and need to borrow cash, don’t look any further than title loans.

2. Checking Account

Some people may have problems opening bank accounts and think that any loan type is not an option for them. Well, it’s a whole different story with title loans since bank accounts are not required.

3. Proof Of Employment

While your application may be rejected if you’re unemployed and try to borrow from a bank, you will not have problems borrowing cash with a title loan, because proof of employment isn’t on the requirements list. You don’t need to prove that you’ll be able to pay off the borrowed cash, because your title serves as a guarantee for that.

Here’s What It Takes To Get Title Loans In Nashville, TN

  1. Fill out a short inquiry on the main page of this website and click ‘Submit’.
  2. Wait for a phone call from a representative who will confirm your information and set up an appointment at the Nashville, TN location or the place of your choice.
  3. Gather the required items and bring them to the store or to the meeting place you chose.
  4. Wait for a store agent to inspect your vehicle to determine its value.
  5. Sign a few papers if everything is to your satisfaction.
  6. Get your cash either on the same or the very next day.

woman applying for a title loan online in Nashville TN

Submit Your Inquiry Today

There is hardly a loan that has lesser requirements than a car title loan offered by Tennessee Title Loans, Inc. All you need is your I.D., a lien-free car title, and your car for a short inspection. The process is simple and transparent. There are no surprises or hidden charges. You can fill out the online inquiry today to see how much you can get with easy title loans in Tennessee.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.