person with money from car title loan

Don't Forget To Do This Before You Get Title Loans In Dyersburg, TN

It’s not that challenging to get title loans in Dyersburg, TN, from Tennessee Title Loans, Inc. Of course, that’s assuming you’ve done everything necessary to prepare for your loan application ahead of time. To be sure, there are a couple of things you don’t want to forget to do.

Remember to understand your financial needs before getting a title loan. Doing so will help you make better decisions when borrowing money. On top of that, remember to prepare your documents before applying. That includes your car title, which must be in your name, without any outstanding balances, and any judgments against it. Lastly, double-check that any information you provide is accurate.

Read through this guide before you apply for your title loan to learn five things you must remember to do before getting your title loan in Dyersburg, Tennessee!

5 Things You Must Do Before Getting A Title Loan

Getting title loans in Dyersburg, TN, is quick and straightforward. Still, there are a few things you must do beforehand to help prevent any unnecessary delays or problems along the way. Check out these five must-do things before getting that loan in Dyersburg, Tennessee.

1. Understand Your Needs

First and foremost, take a moment to understand your financial needs. People take out title loans for many reasons, like paying emergency medical bills or staying current with their rent and utility bills.

Still, a good habit in personal finance is understanding precisely how much you need and for what reasons. When you figure these things out early, you’ll empower yourself to make the best financial decisions possible.

Remember: the amount of money you can borrow from a title loan can be anywhere between $300 and $2,500, depending on how much you qualify for.

car cutout for title loan

2. Prepare Your Documents

Once you know what you need, you must gather and organize the necessary documents for your application. Doing so will prevent delays and keep your application process running smoothly. You’ll need to prepare:

  • Your driver’s license or state-issued identification.
  • The lien-free title to your vehicle.
  • Your proof of income.
  • Your vehicle for the inspection.

3. Get The Car In Your Name

Getting title loans in Dyersburg, TN, means using your car title as collateral to secure the loan. However, you must not forget that the title must be in your name and no one else’s.

In other words, you cannot use another person’s car to apply for a loan. If, for some reason, your car’s title is in someone else’s name, then you’ll have to get it changed back to yours.

You can get that done by going to your nearest Department of Motor Vehicles (DMV) to have them transfer the title to your name, giving you the paperwork to prove that you own that vehicle yourself.

That process might take a while to complete, but once it’s done, you can then continue with your loan application.

4. Check That It’s Lien-Free

Aside from having the car title in your name, it must also be clear and lien-free. That means two things:

  • You must own it entirely without any outstanding loans on the car.
  • There must not be any judgments against the vehicle either.

One of the best things you can do to be sure is to check your car’s status for any judgments or outstanding loans. That way, you’ll avoid any surprises during the application process.

happy woman with title loan cash

5. Fill Out The Online Inquiry Form Carefully

Lastly, you can begin the title loan process by carefully filling out the online form for title loans in Dyersburg, TN. The form will ask for essential details, so it’s best to take your time and fill everything out accurately.

Your phone number is one of the most essential details to double-check after providing it. That’s because a loan representative will call you on that number soon after you submit the form.

The purpose of that call is for them to explain the whole application process to you in detail. They’ll also use that time to answer any questions you have and address all of your concerns.

So, don’t forget to check that you’re providing them with a working phone number, and be sure to keep your phone close by after that!

Ready? Apply Now!

Let’s say you’ve read this guide and done everything described above. In that case, you’re ready to apply for your title loans in Dyersburg, TN, from Tennessee Title Loans, Inc.

As you read before, fill out the online form accurately with your details and submit it. Then, keep your phone near and pick up the call from the loan representative when it comes in.

Our friendly loan representative will walk you through the easy process from there. That’s all you must do to get title loans in Dyersburg, Tennessee!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.


June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.