woman at desk considering a title loan for late bills

How A Title Loan Can Help Prevent Paying Late Bills

Paying bills on time and in total is crucial to prevent late penalties, and Tennessee Title Loans, Inc. can help if you need a financial boost. If you need help covering your outstanding bills, you’ve opened the right article.

Here, you’ll discover the five ways a title loan can help you prevent late bills. Then, you’ll learn how you can get one in as little time as possible.

How Can A Title Loan Help Prevent Late Bills?

A title loan is a way to borrow money urgently using your lien-free car title as collateral. The straightforward process of getting one of these loans means it’s worth considering if you have an urgent financial need, like preventing late bills.

Here are five ways a title loan can help you prevent paying late bills:

  1. You Could Qualify For Up To $2,500

First, you could qualify to borrow up to $2,500 through a title loan. The exact amount you get will depend mainly on the value of your car, along with other factors.

That substantial amount could help you settle one or more bills before their deadlines.

A representative will assess your car’s value through a quick physical inspection. Then, they’ll let you know if you qualify and, if so, how much money you could borrow.

women at computer research title loan for paying late bills

  1. You Can Start Immediately

Time is of the essence when you’re trying to pay bills on time. Another advantage of getting a title loan is that you can start immediately.

You can just use your mobile device to complete the online form with your basic information to get started. You can do this at any time of the day, even outside of regular business hours. Soon after that, a representative will call to brief you on what to do next.

  1. You Only Need To Prepare A Few Items

This type of loan is known for its convenience. For example, you’ll only need to prepare a few items to get started, which are:

  • Your driver’s license or state-issued ID
  • Your lien-free car title, which is free from any outstanding loans or judgments
  • Your proof of income

In addition to those required items, you must have your car with you for the quick physical inspection mentioned earlier. That process will only take a few moments to complete, and you can drive the car home afterward. The fast inspection and short list of requirements means you won’t need long to prepare for the process.

  1. The Processing Times Are Quick

Processing also happens quickly with a title loan. Once you’ve provided the necessary items and gone through the inspection, you’ll only need to wait a few moments to learn the outcome. In other words, you won’t need to disrupt your regular schedule too much to get one of these loans.

  1. Disbursement Could Be Same-Day

Lastly, the disbursement process could happen on the same or the next business day. That means you won’t have to wait forever to get your money if approved. If you’re on a tight schedule trying to pay your bills before their deadlines, this loan could be fast enough to fulfill your needs.

title-loan-amount-tn-end woman

What Must I Do To Get A Title Loan?

Getting a title loan is as easy as 1-2-3, and you only need to take a few steps to complete the process.

Here’s what those steps will look like for you:

  • Step 1: Complete and submit the online form with your information. You’ll also include your car’s make, model, and year to get started. Soon after, pick up your phone when the representative calls to discuss the loan. They’ll also arrange a time to meet you in person and complete the process.
  • Step 2: Meet the representative in person with the required items. They’ll verify your documents and inspect your car. Next, they’ll help you complete the process with some simple paperwork.
  • Step 3: You only need to wait to get paid. If approved, the money could be transferred to you on the same day or by the next business day.

The process is transparent and straightforward to understand. Still, you can ask your representative any questions, and they’ll help you clarify everything. Remember: the representative is there to help you complete the process with total peace of mind.

Start Today!

Paying bills quickly to avoid late fees and penalties is an excellent idea, and Tennessee Title Loans, Inc. can help you make that happen with a title loan. The sooner you start by submitting the online form, the quicker you can settle your outstanding bills.

A friendly representative will contact you soon after you provide your details. From that point on, they’ll help you complete the remainder of the process.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.