How A Title Loan Could Help Around The Holidays
December 10, 2020 | Daniel Dewitt
Don’t you just hate it when you realize you’ve forgotten to budget for the holidays? Don’t beat yourself up about it! This kind of thing happens even to the best of us.
You see, it’s much easier to budget for things that happen consistently. That’s why most people budget every month, and not for the whole year. Unfortunately, that results in some things falling through the cracks.
Luckily, there are financial solutions that can help you keep your holiday plans on track. With a Tennessee title loan online, for instance, you can avoid any disruptions to the holidays. You and your family can continue smiling and creating memories!
Here’s how taking a title loan could help around the holidays.
Use Title Loans When Emergencies Threaten Your Holidays
Get The House Ready For Visitors
If you’re like most people, you’ll be calling your handyman right before the holiday season begins. Since you’re expecting friends and family to visit, you’ll want your home to be fully functional. Of course, you’ll want it safe and cozy, too.
Can you imagine having a broken boiler and a cold house during the holidays? That would certainly put a damper on things!
Whether it’s for the boiler, the plumbing, or anything else, you could take out a title loan to help pay for the repairs. It’s alright if you never got around to fixing it before, as long as you sort it out before the holidays!
Fix Up The Car
People often forget how important their car becomes during the holiday season. Whether it’s to pick up relatives from the airport or to take the family on a road trip, it’s a good idea to get your car checked by a mechanic first.
Even when you take your car in just for a quick oil change, there’s always a chance something else needs fixing, too. That’s just the reality of car ownership!
To make sure that your mechanic bills don’t interfere with the rest of your holiday spending, a title loan could help make things a lot easier.
Some people with tight budgets around the holidays might choose to forego certain repairs. But it’s always best to fix a problem while it’s small! With a title loan, you could have the funding to fix all of your family vehicle’s issues in one go and prepare it for the holidays.
Last-Minute Emergency Travel
When it comes to the unexpected, it doesn’t take a break just because it’s a major holiday like Christmas. And a lot of those unexpected situations require emergency travel.
Whether it is a family medical emergency or some other unexpected situation, you may find yourself needing to hop on a plane in a hurry. But, unfortunately, you may not be able to afford such emergency travel.
Maybe we miscalculated our budget, or perhaps the price of plane tickets jumped up unexpectedly. Whatever the case might be, you’ll be glad to know that you can get money quickly through a title loan.
You won’t have to wait long. The application process for a title loan is so quick that you’ll be on a plane back to your family in no time!
Catching Up On Crucial Payments
Overdue rent and utility payments could also throw a wrench in your holiday plans. Especially if you are suddenly faced with unexpected unemployment. That’s why people often go the extra mile to make sure their rent, power, cable, and other bills are not overdue before the holiday season arrives.
If you find that you cannot handle these payments to stay afloat, your auto title loan can help you out.
Turn A Crisis To An Inconvenience
You see, life can throw a curveball at you at any time, even during the most important holidays. That’s why having access to quick cash for emergencies is so important. When you have that, almost any crisis will reduce itself to being just a minor inconvenience.
Compared to other kinds of loans, title loans are ideal for these sorts of situations. That’s because they offer advantages that you can’t get with other financial instruments, like:
- A quick and easy application process.
- Tennessee Title Loans will work with you no matter your income type.
- Your credit score doesn’t matter; even if it’s good, bad, or if you have no record at all.
How To Apply For A Title Loan
To give you a sense of just how quick and easy it is to get a title loan, here are the only steps you need to go through:
- Search for ‘title loans near me’ to find all of our Tennessee locations nearest you.
- Fill in an online application form for a title loan and wait for us to give you a call.
- Come down to the nearest store after the call with your ID, vehicle, and lien-free title.
That’s all you need to do. From that point, you just have to sit back and wait to see if our lender can approve your application. Typically that only takes about 30 minutes, and soon after that, you’ll have the money you need.
Where Can I Get A Title Loan?
With just a quick search of ‘tennessee title loans locations’, you will find all of our conveniently-located stores. The best thing you can do is work with our lenders that are all reputable and trustworthy at Tennessee Title Loans.
When you apply for a title loan with us, you can rest assured that our loan reps will do their very best to help you in your time of need.