The Fastest Way To Get Tennessee Payday Loans
Financial emergencies can come fast and out of nowhere. That’s why getting Tennessee payday loans can be just as fast.
Events such as an expensive hospital emergency room visit, last-minute travel needs, or pricey but vital home and car repairs can put some weight on your finances. Suddenly, you may find yourself needing more money to pay utility bills or afford your rent.
Since situations such as these can happen to anyone. What’s an option to get you back on your best financial feet? One of your options in Tennessee can be quick payday loans that provide you with the help you need, and it can take as little as a single day to qualify.
To give you a detailed picture of what Tennessee payday loans are and how to quickly qualify for one, we put together this guide.
What are Tennessee Payday Loans?
According to recent surveys, 25% of Americans say they do not have an emergency fund set up to address financial challenges. Of those who do have an emergency fund, about 51% say it can cover about three months of expenses. While 39% say they could cover a $1000 emergency with their income or savings.
When life’s challenges strike, Tennessee payday loans can be an option for your financial needs. If you qualify for a payday loan through Tennessee Title Loans, Inc., you can receive up to $400 in emergency cash.
Payday loans are designed as small amounts of cash to help with a short-term financial emergency that you need help with between paychecks. This type of loan should only be used as assistance when you’re coping with emergencies.
They should not be used as long-term financial solutions or for frivolous or unnecessary spending. These payday loans are typically paid back when you receive your next paycheck.
What Do You Need To Qualify For Payday Loans?
A big reason why getting a payday loan from Tennessee Title Loans, Inc. is fast and simple is because we’re committed to making payday loans more accessible. Compared to traditional financial lenders, we’ve streamlined the qualifications needed to receive financial relief. In addition to being at least 18 years old, you just need the following:
- A driver’s license or a government-issued form of identification.
- Your most recent paystub as proof of income and employment.
- A blank check from a checking account that’s both in your name and active.
As you can see, a certain credit score isn’t required for payday loans in Tennessee. You won’t be instantly disqualified because of bad credit.
While other financial lenders, such as banks or credit unions, will often scrutinize your credit history heavily by when you are looking to get a payday loan. At Tennessee Title Loans, Inc., we welcome those with all forms of income and credit histories, including bad credit, to pursue a payday loan with us. We never report loans to credit agencies, as well.
What Is The Process For Tennessee Payday Loans?
You can begin the payday loan process from the comfort of your own home. Here are the steps you’d need to follow:
- Very soon after you submit the form, one of our loan representatives will give you a phone call. You can chat about the payday loan process, get an overview of what’s required and ask any questions you may have about Tennessee payday loans.
- Bring the required documents with you to a Tennessee Title Loans, Inc. location of your choice; we have many locations throughout the state, and all of them offer payday loans.
- There, a loan representative will walk you through the rest of the process. They will review your required documents and verify them to determine how much of a payday loan you qualify for. Once you are approved, complete some simple paperwork, and agree to the payday loan terms and conditions
- Lastly, you will receive the money you need that same day or the very next business day.
Get Started Today
With a Tennessee payday loan, financial assistance can be right around the corner. If you or your family are struggling with an unforeseen financial setback, a payday loan provides an option for addressing the problem quickly.
At Tennessee Title Loans, Inc. we are dedicated to helping people get the payday loan that they need. All you have to do is go online, give us a call at 800-514-2274, or visit one of our many locations throughout Tennessee to chat with a friendly loan representative today. We’re looking forward to helping you get the financial support you need today.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.