The holidays are right around the corner, which means many of us are thinking about how to find extra money. Saving money is tough sometimes, but it can be done.

Tennessee Title Loans, Inc. has options to help you save money for the holidays. A title loan can help you save money by borrowing against the equity in your vehicle. If you own your vehicle outright with a title in your name, you can take out a loan backed by your car's title. It's a collateral-style loan, and you can get approved without stellar credit.

How To Save Money For The Holidays

Let's take a minute to talk about some ways you can easily save money without even really thinking about it. One easy thing to do is set up an automated savings deposit that's scheduled for right when you get paid. It doesn't have to be much, but an amount you're comfortable with. When savings deposits are automated, you will likely notice that money is missing. 

You can also save money by making small changes in your daily life. For instance, start taking your lunch to work. Take the money you would typically use to buy lunch and put it into savings. You can do the same if you go out to eat a lot for dinner.

You can review your subscriptions regularly and ensure you don't use them. Subscriptions often need to be made aware of and can add up quickly.

Buy groceries mindfully. Don't buy so much that you'll throw a lot away because it spoils. Make a list that includes ingredients for planned meals, and stick to the list when you're shopping.

Help Is Here

Saving money is excellent. However, you have other options when you need extra cash, like on holiday time. At Tennessee Title Loans, Inc., we offer a title loan that could be a good option for your needs. The most significant requirement for getting a title loan is having a lien-free title to a vehicle in your possession.

Now, let's look at the simple process for getting a title loan.

Title Loan Requirements

In Tennessee, you only need a little to get a title loan. The following is all you'll need:

• A state-issued ID or driver's license
• Lien-free title in your name
• The owned vehicle

That's it. A long list of items is not-needed to qualify for a title loan. The point of our process is to make it as easy as possible.

How To Begin The Title Loan Process Today

You can begin the title loan process with us in several ways. You can start your inquiry right here on the website. Our landing page has an online inquiry request form that's short and gets submitted straight through to our representatives. You can also give us a call or stop by one of our store locations.

If you submit an inquiry, you'll get a call from our office shortly after it's received. The representative you speak to will be able to confirm some information and answer your questions. Then, you can set an appointment to either go into a store and have your documents reviewed and your vehicle inspected or choose a location where you'd like us to meet you.

The In-Person Meeting

Your in-person meeting with a loan specialist will take little time. We will review your ID card, vehicle title, and vehicle inspection. The vehicle inspection is how we determine the amount you can borrow. 

We can approve a maximum amount of up to $2,500. Your approval will be based on how much you need and how much your vehicle is worth. 

The loan agent will let you know your approval amount at this meet-up. If you decide to accept the loan, you'll sign a few documents and get your cash. It's a simple process.

Title Loan Benefits

Title loans allow you to borrow against the equity in your vehicle. It's a way to make your owned asset work for you, giving you extra cash when needed.

Title loans are short-term loans that only require a little documentation or a deep dive into your credit. There's no lengthy process and no long wait for approval. Most of these loans take under an hour to get approved, from start to finish.

Save Money This Holiday Season!

You can save money in several ways. You can also borrow money by using an asset you already have. Tennessee Title Loans, Inc. has safe options to help you jump-start your savings.

All you need to do is fill out the short inquiry form on our homepage, and you'll be speaking to one of our friendly representatives soon about getting the cash you need for the holidays. Fill out the online form to get started today!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.