The holidays are around the corner, and with them comes the pressure of gift shopping, family gatherings, and unexpected expenses. Saving money can be challenging this time of year, but with a little planning (and a smart backup plan), it’s totally possible.

At Tennessee Title Loans, Inc., we not only provide helpful financial tips to stretch your budget, but we also offer fast title loans to help you handle urgent holiday expenses when savings aren’t enough.

Simple Tips to Save Money This Holiday Season

Whether you're preparing for a big family dinner or stretching your gift budget, these practical strategies can help:

1. Automate Your Savings

Set up automatic transfers to a savings account every payday. Even $20–$50 can add up quickly when done consistently.

2. Bring Your Lunch, Save the Difference

Skip takeout for a few weeks and put that extra money into your holiday fund. Saving $10 per day can equal $200+ per month!

3. Cancel Unused Subscriptions

Streaming, apps, meal kits, check your statements, and cancel what you’re not using.

4. Shop With a List & Plan Meals

Avoid impulse buying. Stick to a grocery list based on meals you actually plan to cook and avoid overbuying perishables.

Need Extra Holiday Cash? A Title Loan Could Help

Sometimes, no matter how much you save, you still come up short. That’s where a Tennessee title loan can help. If you own your vehicle and have a lien-free title, you may qualify to borrow up to $2,500, often the same day. Read our What to Know About Title Loans document to learn about title loans in Tennessee.

With a title loan:

• Your credit isn’t a factor
• You keep driving your vehicle
• Approval is fast, usually in 30 minutes or less

What You’ll Need for a Title Loan in Tennessee

In Tennessee, you only need a little to get a title loan. The following is all you'll need:

• A state-issued ID or driver's license
• Lien-free title in your name
• The owned vehicle

That's it. A long list of items is not-needed to qualify for a title loan. The point of our process is to make it as easy as possible.

How the Title Loan Process Works

You can begin the title loan process with us in several ways. You can start your inquiry right here on the website. Our landing page has a title loan online inquiry request form that's short and gets submitted straight through to our representatives. You can also give us a call or stop by one of our store locations.

If you submit an inquiry, you'll get a call from our office shortly after it's received. The representative you speak to will be able to confirm some information and answer your questions. Then, you can set an appointment to either go into a store and have your documents reviewed and your vehicle inspected or choose a location where you'd like us to meet you.

The In-Person Meeting

Your in-person meeting with a loan specialist will take little time. We will review your ID card, vehicle title, and vehicle inspection. The vehicle inspection is how we determine the amount you can borrow. 

We can approve a maximum amount of up to $2,500. Your approval will be based on how much you need and how much your vehicle is worth. 

The loan agent will let you know your approval amount at this meet-up. If you decide to accept the loan, you'll sign a few documents and get your cash. It's a simple process.

Title Loan Benefits

Title loans allow you to borrow against the equity in your vehicle. It's a way to make your owned asset work for you, giving you extra cash when needed.

Title loans are short-term loans that only require a little documentation or a deep dive into your credit. There's no lengthy process and no long wait for approval. Most of these loans take under an hour to get approved, from start to finish.

Get Holiday Cash Fast – Apply Now

You don’t need to wait to get back on track. Whether you're saving smart or need extra help this season, Tennessee Title Loans, Inc. is here for you.  You can save money in several ways. You can also borrow money by using an asset you already have. Tennessee Title Loans, Inc. has safe options to help you jump-start your savings.

All you need to do is fill out the short inquiry form on our homepage, and you'll be speaking to one of our friendly representatives soon about getting the cash you need for the holidays. Fill out the online form to get started today!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.