We at Tennessee Title Loans, Inc. understand that urgent bills can come up at any time, and that’s when you might start looking for quick cash in Tennessee. Whether you’re dealing with a vet bill, unexpected travel expenses, or bills for essential house repairs, a loan can give you access to that extra money.

How does taking out a loan work, and what lending option should you opt for? You’ll find all the answers below. 

How Can You Get Tennessee Quick Cash For Urgent Bills?

Before gathering the necessary documents, you should determine which loan would be better suited to your specific situation.

Title Loans

You can consider taking out a title loan if you own a vehicle outright. In such a case, the lender will use your car’s title as collateral. Since the loan is secured, you might find qualifying a bit easier. 

A title loan can become an option for those who need a relatively large sum to pay their bills. Depending on the value of your car and its condition, you might qualify for up to a few thousand dollars. 

Flex Loans

If flexibility is your top priority, you might opt for a flex loan or a line of credit. If you get approved for a line of credit, you will get access to a certain amount of money. You can take out a part of the sum whenever you need it. Once you pay the amount back, you can borrow again, and so on. 

If you don’t know precisely how much cash you’ll need to cover your expenses, a flex loan might be the right option.

Bear in mind that flex loans can be both secured and unsecured. The car’s title is typically used as collateral with a secured loan, just like in a title loan. This means that you have to own the vehicle outright to qualify. 

Payday Loans

With a payday loan, you can easily access a few hundred bucks. The amount you can qualify for typically depends on your income. Customers can often pay the loan back with their next paycheck.

If you need only up to $400 to cover your emergency expenses and prefer to pay off the loan in the shortest timeframe, a payday loan might be a suitable option. 

How To Take Out An Emergency Loan To Cover Important Bills

Once you decide on a loan option, you should gather the necessary items.

For a title and flex loan, you’ll usually need your ID, lien-free title, proof of income, and your vehicle for inspection.

For a payday loan, you would be asked to bring your ID, most recent pay stub, and a blank check from your active checking account.

Once you have the items, you must arrive at one of the lender’s stores. There, a representative will verify your documents and determine whether you qualify and for how much.

How To Choose The Right Emergency Loan Lender

If you’re looking for fast cash, you’re already in a vulnerable position, and you certainly wouldn’t want to make things even worse by doing business with a scammer.

When picking a lender, ensure that the company is registered in your state and that the representatives are not pressuring you to make up your mind immediately.

Tennessee Title Loans, Inc. is a reputable lender with years of experience and many positive reviews. We are committed to helping you get the much-needed cash quickly. If you qualify for approval, you will receive the money on the same or the next bank day.

Here are a few other reasons why you might choose to work with us:

• You might get up to $2,500 with a title loan, up to $4,000 with a flex loan, and up to $400 with a payday loan.
• We are ready to consider all credit situations.
• We have plenty of convenient store locations for you to choose from.
• The in-person process might take only 30 minutes.
• If you opt for an online title loan, you won’t even have to drive to our store – we will come to you. 

Give Your Budget A Boost!

What if we told you you could receive Tennessee quick cash to pay your urgent bills as soon as today? With Tennessee Title Loan, Inc., you will receive the necessary sum incredibly fast if you qualify. Furthermore, the process might take just half an hour, and you’ll only need a few documents to start.

Ready to finally take the weight of an unexpected bill off your shoulders? Then, please fill out our online inquiry form right now!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.