If you’re trying to get a personal loan from a bank, bad credit can make approval difficult. Even if you qualify, the process can take weeks, requiring excessive paperwork.

Fortunately, Tennessee Title Loans, Inc. provides fast and easy options for those needing personal loans for bad credit near me. With title loans, you can get up to $2,500 the same day—regardless of your credit history!

Read on to learn how title loans and payday loans can provide quick cash when you need it most.

What Do I Need to Know about Personal Loans for Bad Credit Near Me?

How Do I Find Personal Loans for Bad Credit Near Me?

If you choose to work with Tennessee Title Loans, Inc. finding a location near you shouldn’t be a problem.

We have multiple stores all across the state and you can easily use our handy store locator on the website to find the Tenessee title loans location that’s closest to you.

How Much Money Can I Get?

Depending on the type of loan you choose, you can get anywhere from $100 to $2,500 at Tennessee Title Loans, Inc.

With a title loan, you can get anywhere between $300 and $2,500.

With a payday loan, you can get anywhere between $100 and $400.

What Do I Need to Qualify?

Tennessee Title Loans, Inc. has only a few qualifying requirements for both title loans and payday loans. You will only need a few items, and as long as they’re up to par – you can qualify for the loan of your choice regardless of your credit situation.

For title loans you’ll need:

• A state-issued ID or driver’s license to prove you’re over 18;
• Your vehicle;
• The vehicle’s lien-free title in your name to prove car ownership and act as collateral.

For payday loans you’ll need:

• A government-issued ID to prove you’re over 18;
• Your most recent pay stub;
• A blank check from an active checking account in your name.

Can I Get a Title Loan or Personal Loan If I Have Low Income?

Yes, you can be eligible for both title loans and payday loans, even if you’re unemployed.

In fact, with title loans, you aren’t likely to need proof of income in the first place. As title loans are secured loans and you’re providing the lender with collateral (your car title), their assets are protected from the get-go – so the means of loan payoff are completely up to you.

Payday loans can be a little trickier. They’re unsecured, so your pay stub will be what proves to the lender that you’re able to pay off the loan, as well as the amount you qualify for and what the loan payoff terms will be (since you typically have to pay the payday loan off on your next payday).

However, you can qualify for a payday loan even while unemployed – as long as you provide proof you have alternative means of payoff (any benefits or compensations you’re getting, alimony, pension, savings can all work).

Do Title Loans Affect My Credit?

Tennessee Title Loans, Inc. doesn’t report any loan information to credit bureaus, so you can rest assured your loan won’t be going onto any credit reports anytime in the future.

How to Get a Title Loan or Personal Loan for Bad Credit Near Me

The process for both title loans and payday loans starts similarly – you find the online form for the type of loan you want to apply for on our website, Tennessee Title Loans, Inc. then fill out and submit it to send information to the nearest store location.

When your form gets processed, a loan representative will give you a call to provide further instructions and schedule an appointment for you.

Bring the required items to that appointment. For title loans, you’ll need your state-issued ID/driver’s license, your vehicle, and its lien-free title in your name, for payday loans – your ID, proof of income, and a blank check from an active checking account in your name.

The loan representative will assess your items to determine if you qualify for your chosen personal loan and on what terms.

If they approve you – you’ll get the cash the very same day.

Why Choose Tennessee Title Loans, Inc.?

• Fast approvals – Get same-day cash
  
• Bad credit? No problem! – We accept all credit types
  
• Convenient locations – Find title loans near you easily
  
• No credit reporting – Your loan stays off your credit report

Apply for a Title Loan Online Today!

Looking for an easy way to get your loan? Instant online title loan in Tennessee might be an option worth considering.

Apply for personal loans for bad credit RIGHT NOW and you could get anywhere between $100 to $2,500 depending on your chosen type of loan TODAY!

Need cash today? Apply for a title loan now!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.