These days many people are struggling to pay their bills on time. If you are a resident of the state of Tennessee and struggling to catch up on your bills, there is help. Taking payday loans over the phone lets you pay off your urgent bills and repay the loan with your next paycheck.

If you need cash quickly and are employed or have another steady income source, a payday loan over the phone might be an option for you.

What are Payday Loans Over the Phone?

Payday loans are short-term loans used to pay any immediate emergency expenses. With payday loans over the phone all you need to do is to call the company and provide the information required. The total loan balance is generally due when you receive your next paycheck. The repayment date may vary in some cases, and you will want to check the loan terms and conditions to confirm.

Eligibility for Payday Loans Over the Phone

If you're a current resident of Tennessee and meet a few basic requirements, you may be eligible. Besides residence, you need to be employed, have a government-issued driver's license or ID, and an active bank account in your name.

We accept applicants with good and bad credit, or even those who don't have any credit at all. You will just need to meet a few basic requirements to walk out of the door with money in your pocket.

The Approval Process for Payday Loans Over the Phone

The process of receiving a payday loan is quick and easy. You can have your approval in as little as 30 minutes. You will simply fill out an application online or by phone. A representative will reach out and contact you right away to get the process started.

Failure to Meet the Scheduled Payment on Payday Loans

We understand that sometimes things happen. If you run into an issue and aren't able to make your scheduled payment, please contact one of our representatives to work out an alternative payment plan.

What Payday Loans Over the Phone Can Be Used for

When an emergency hits, the first thing we do is stress because we simply don’t know any strategies for stress relief. We need money urgently, and we don’t know where go. But that’s when payday loans come in handy!

With payday loans you can borrow between $100 and $400 to pay for any of your urgent expenses, such unforeseen travels, medical bills, or unexpected house or home repairs.

The Process of Getting Payday Loans Over the Phone

To get the loan you need to simply call us at 800-922-8803 and provide our rep with the information required. You will be informed on what should be done next, which store location you will need to go for your document verification and getting your cash.

Another option is to fill the inquiry form independently online (which can be found on our home page) and then wait for a representative to call you. To get your approval, you need to provide the following documents:

• Driver's License or government-issued ID
• The most recent 30-day bank statement from your checking account
• Your most recent pay stub
• A blank check from an active checking account in your name to that location

What If I Need a Bigger Cash Amount?

If you need to borrow more than $400 or don't meet at least one of the other requirements for payday loans, a title loan may be best for you. The required items for title loans are different: a driver's license or state-issued ID, vehicle for inspection, a lien-free title with your name on it, and a proof of income.

Car Title Loans

Title loans online are a secured type of loans where a title to your vehicle will act as a collateral. Your title will secure the loan for you allowing you to borrow from $300 to $2,500. After the loan amount has been determined and the application documents have been submitted and reviewed, you will be free to go with the cash in your hands. After the borrowed amount has been paid off, your car ownership will be returned to you with your name on the title.

The Benefits of Title Loans

• You can avoid a stressful loan process with piles of paperwork required.
• Good credit isn't necessary for approval. All credit is welcome: good, bad, or even non-existent.
• Expedient processing time
• You will keep your vehicle while making payments on the loan

How to Apply for a Title Loan

1. Open our Home Page and fill out the online form or give us a call at 800-922-8803
2. A customer care agent will contact you quickly to go over loan details and repayment plans and make sure you have all the items required.
3. Stop by one of our Tennessee title loan locations nearest to you to provide your documents and let an agent verify your paperwork and confirm the amount you are qualified for.
4. Receive approval and have the money in your hand instantly.

Whether you get a title loan or payday loan near me, your money needs can be met with Tennessee Title Loans, Inc. The procedure is so simple, that you need to do is to dial our number – and get your cash in as little as 30 minutes.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.