You’ve done your research and determined that a payday loan sounds like a good option for you. The next step in the process is to make sure that you qualify for one of these loan types. The good news is that payday loans don’t have many requirements, which is a reason why many people opt for them.

In this article, you are going to learn everything you need in order to get payday loans in Nashville, TN. Scroll down to learn more.

4 Things You Need To Get Payday Loans In Nashville, Tennessee

The requirements for payday loans in Nashville, TN are ultimately up to the lender. What this means is that exact requirements may differ slightly depending on the lender you see. At Tennessee Title Loans, Inc., you only need four things to apply:

1. Must Be 18 Years Or Older

Firstly, you must be at least 18 years or older in order to apply for Nashville payday loans. This is a required standard amongst all payday loan locations. If you are not 18 years old yet, you will not be able to apply for payday loans anywhere.

2. Driver’s License Or State-Issued ID

In order to prove that you really are 18 years or older, you must have a driver’s license or state-issued ID. Once again, an ID is a standard requirement amongst all payday loan places. All payday loan places, even if you apply for a different loan type, require a driver’s license or state-issued ID to determine your age and identity.

In other words, you will not be able to apply for practically any loan type at any lender if you do not have a driver’s license or state-issued ID. So, make sure you have yours.

3. Most Recent Paystub

Payday loans give you a cash advance from your next paycheck. As such, you need to have your most recent pay stub to show how much money you make. This is a requirement specific for payday loans, but other loan types may require a pay stub as well.

4. Blank Check From Your Checking Account

Finally, the last thing you need to apply for a payday loan from Tennessee Title Loans, Inc. is a blank check from your checking account. In order for the check to qualify, the checking account must be active, and it must be opened in your name. If it is not in your name, it does not qualify.

Of our four requirements, this is the requirement that catches most people up. However, this requirement is essential for getting paid.  By using this blank check, the money will be deposited right into your bank account. So, a blank check is a must.  

What About Credit Score?

Many individuals are afraid to apply for a payday loan, or any other loan type for that matter, because of their credit score. If you are one of these people, you probably are wondering how your credit score will impact your ability to qualify for payday loans in Nashville, TN.

The good news is that all credit types can apply for payday loans at Tennessee Title Loans, Inc. Even if you have bad or nonexistent credit, you can still qualify for one of our payday loans if you meet the four requirements discussed above.

How Do I Apply If I Qualify?

You know now that you qualify for payday loans from Tennessee Title Loans, Inc. What next? The only thing left to do is to apply. Tennessee Title Loans, Inc. has a fast, easy, and safe application process so you can get your money soon. Here is how to apply for payday loans in Nashville, TN:

1. Fill out the Tennessee Title Loans, Inc. inquiry form.
2. Wait for a representative to call you back.
3. Answer the call.
4. Set up an appointment to apply for the payday loan.
5. Bring your required items to your appointment.
6. Sit down with a representative to apply for payday loans from Tennessee Title Loans, Inc.
7. If approved, get your money the same day or the next business day.

Although seven steps may seem like a lot, the process is very fast and reliable. In fact, the in-person process can take as little as 30 minutes to complete, while the online and phone call portions can take mere minutes. Needless to say, the process is fast and snappy!

Apply For Nashville Payday LoansToday!

If you are interested in applying for payday loans in Nashville, Tennessee, you only need four things to qualify at Tennessee Title Loans, Inc.: Be 18 years old, have an ID, bring your paystub, and bring a blank check. If you have these things, you can qualify today.

To get started now, fill out the Tennessee Title Loans, Inc. inquiry form and be on your way to getting approved in no time!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.