woman with payday loan from Union City, TN

How Can I Get A Payday Loan Near Me In Union City, TN?

People who need money fast for an unexpected situation are likely searching for a payday loan near me in Union City, TN. They will find many choices, but Tennessee Title Loans, Inc. offers borrowers a quick and convenient option.

If you’re searching for fast emergency cash, a payday loan near me in Union City, TN, is an option to consider. Before you make your decisions, it’s essential to learn more about payday loans and how to get one. When considering a potential lender, you’ll want to choose the one that can give you the most comprehensive option possible.

Keep reading to discover how Tennessee Title Loans, Inc. can help you get a payday loan near me in Union City, TN.

The Easy Way To Get A Payday Loan In Union City, TN

Why Are Payday Loans A Popular Option With Borrowers?

Payday loans have become more popular than ever for many reasons. The first reason is alternative financing beyond banks and traditional financial institutions. Conventional financial institutions limit options for working people, while alternative financing has more options.

Another reason for the popularity of a payday loan near me in Union City, TN, is the fast funding. Most can be funded within 24-48 hours, while traditional lenders take a week or two to get you funding even if they approve the loan. Payday loans also can be smaller amounts than what traditional lenders offer. This allows those who need money to bridge a financial gap for gas or food until the next payday is an option.

Do I Need Good Credit To Get A Payday Loan?

One of the biggest reasons for a surge in payday loans is that private lenders don't need a credit history to approve them. They also need to report the loan to the credit bureaus. Many who get payday loans already have lower-than-average credit scores and don't want an inquiry to drop their scores further. It gives them access to the cash that they need.

older man wondering about payday loan Union City, TN

A payday loan utilizes one of a person's greatest assets - work. Those working and earning money can access emergency funding when traditional banks turn them away. Their job is their credit, and this type of financing helps millions of people.

What Do I Need To Get Payday Loans In Union City, TN?

Tennessee Title Loans, Inc. is a well-established private lender with 29 years of experience in alternative financing like payday loans. That's why we pop up high on searches for a payday loan near me in Union City, TN.

We offer payday loans ranging from $100 to a maximum of $400. Getting a payday loan with us is simple because you only need three things to apply:

  1. Your proof of identity, such as a license or other photo identification issued by the state
  2. Your most recent paycheck stub
  3. A blank check from your active checking account in your name

That's all it takes. You don't need a credit history, credit references, or to fill out reams of paperwork. It’s that easy!

How Does The Process Work?

Completing the payday loan process can take as little as 30 minutes. Here’s how it works:

  1. Fill out the online inquiry form on our website to show you are interested in a payday loan near me in Union City, TN.
  2. Once you submit it, it will be sent to a Tennessee Title Loan Inc. store closest to you. Our friendly loan representative from that store will call you to discuss your needs and answer any questions.
  3. After the call, you will bring the required documents to the store and meet with a loan representative. They will go over the documents and help you through the rest of the application process.
  4. Complete some easy paperwork to fill out, and then approval will be determined.
  5. If approved, you will get money either the day they sign the loan or the next day of business.

Some may wonder what determines how much you can borrow. That is based primarily on the amount of your paycheck. Since payday loans are repaid with your next paycheck, the private lender wants to avoid lending you so much that it leaves you with too little cash after repayment.

woman happy with payday loan cash

One strong advantage of seeking a payday loan with Tennessee Title Loans, Inc. is that even those with bad credit can apply. This type of loan is one of the few options available for those with bad credit to fund emergencies.

Begin The Payday Loan Process Today!

By filling out the online inquiry form, you can learn more about getting a payday loan near me in Union City, TN. It doesn't obligate you to a loan but connects you with someone from Tennessee Title Loans, Inc. who can answer your questions.

Getting a payday loan can help relieve a lot of uncertainty in your life because it funds the unexpected or can bridge the money gap that sometimes happens between paydays. Fill out the form and see if this is a good option for you and your situation.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.