Who Can Get A Payday Advance In Tennessee?
If you live in Tennessee and need a payday advance, you probably have a lot of questions about how it all works. Is anyone allowed to get one? Are there certain requirements you have to take into consideration? If you’re wondering whether you would qualify, look no further. In this article, we'll discuss who can get a payday advance in Tennessee.
Who Would Qualify For A Payday Advance In Tennessee?
Almost Anyone Can Get A Payday Advance In Tennessee
That may sound too good to be true, but we promise, it is true. The reality is that a payday advance is not difficult to get. A payday advance is just an unsecured loan where you promise to pay back a lender when you get your next paycheck. That means nearly anyone who gets a paycheck can get a payday advance.
Of course, it would be incorrect to say that literally anyone could get one, but the criteria are extremely easy to meet. You only need a handful of very common documents in order to apply.
There are only three items needed to apply for a payday advance. Anyone with these items is qualified to inquire, though whether or not you will qualify for it is another matter. As for what those things are, rest assured, we'll tell you what you need to know.
Required Items For A Payday Advance In Tennessee
You only need three simple things to apply for a payday advance in Tennessee. These three things are as follows: a state-issued ID, a checking account in your name, and a pay stub that provides proof of income. There are various reasons why these things are required, and we will go over them further.
A state-issued ID proves your identity and your state of residence, both of which are needed if you want to get a payday advance. Your driver's license is a state-issued ID and will suffice for this purpose. If you work for the state and have a unique state-issued ID related to your job, it may also be acceptable.
Active Checking Account In Your Name
You will need an open checking account in your name so a lender may have somewhere to actually put the money if you end up getting approved for the loan. To prove this, you may use a blank check from the checking account in question. Keep in mind that it must be your account in your name.
Most Recent Pay Stub
Finally, you'll need the most important thing, which is a way to provide proof of income. After all, you can't promise to pay a loan back on payday if you do not have a payday. For most people, their most recent pay stub will suffice in providing this information to a lender.
Can I get a payday advance if I am self-employed?
However, if you have a less traditional job (such as being self-employed) your means of proving income may be different. If you do not have a pay stub, be sure to ask the lender directly what documents you may use as proof instead. There may be several alternative options.
Ultimately though, as long as you have these three things, you can get a payday advance in Tennessee. You do not need anything else. Admittedly, having good credit would certainly help, but this is not a requirement. You can still apply and be approved even if you have bad credit.
The Payday Advance Process
If you have by now determined that an online payday loan in TN is right for you, Tennessee Title Loans, Inc. has you covered with a quick and easy process that will have you approved for a loan in mere days or sometimes even a single day.
All you need to do to begin is call us directly or submit a loan inquiry form here on our website. A representative will get in contact with you as soon as they are able, at which point they will organize a time for you to come into the store so they can verify your documents and information. Using this info, they will determine if you qualify for the loan.
If you are approved, the rest of the process is easy. You will just have to sign a few papers, and the rep will answer any questions you may have about the contract. If approved, you will be able to get your money within a day of approval, or the following business day at the latest. Overall, the in-store process should take half an hour.
Start Your Payday Advance Today
As you can see, only a few items are required to get you on your way to a payday advance. Additionally, we have an extremely swift and efficient application process. If you need a payday advance fast, we can get you the money you need in no time at all. So, if you need a loan, reach out to us at Tennessee Title Loans, Inc., we're ready to help you get the funds you need at any time.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.