Need emergency cash but worried about your credit score? You’re not alone. Many Tennesseans turn to online flex loans with bad credit as a flexible and fast solution.

An online flex loan is a secured line of credit that uses your car title as collateral. It’s similar to a title loan, but instead of receiving one lump sum, you draw money as needed, and only pay interest on what you use.

In this guide, we’ll explain how online flex loans work, who qualifies (even with bad credit), and how to apply quickly through Tennessee Title Loans, Inc.

What Is An Online Flex Loan?

An online flex loan is a revolving line of credit secured by your vehicle. You keep your car while borrowing against its value, and you can withdraw money in portions over time.

Unlike traditional title loans where you receive the full loan amount upfront, flex loans let you access funds on demand. You only repay what you borrow, and the credit becomes available again once it's repaid.

Private lenders that offer online flex loan inquiries and applications make it easier for you to find out more about this option from the comfort of your home. Tennessee Title Loans, Inc. offers online flex loans and an easy process to make this alternative lending option work for you. 

Can I Get A Flex Loan With Bad Credit?

Yes! One of the key benefits of online flex loans is that you can get approved even with bad credit. Because the loan is secured by your vehicle’s title, many lenders – including Tennessee Title Loans, Inc. – do not require a credit check.

In fact, your loan application typically won’t be reported to credit bureaus. That means applying won’t hurt your score.

Requirements For Online Flex Loans In Tennessee

Tennessee Title Loans, Inc. offers flex loans, also called lines of credit, up to $4,000. Our requirements are simple and easy to gather. Here's what you'll need:

• A driver's license or state-issued photo identification
• A lien-free or clean title to the vehicle
• The vehicle available for inspection
• Proof of income

Tennessee Title Loans, Inc. welcomes borrowers from all credit backgrounds and accepts individuals with bad credit to apply for flex loans.

This convenient option allows you to access up to a maximum of $4,000 whenever you need it, and the money will become available again after you repay it as long as you pay on time. 

Benefits Of Flex Loans For Bad Credit Borrowers

Online flex loans could be the easy option to solve cash flow issues or to cover you when you may not get paychecks on time or get them in varying amounts. It could be an option for shift workers whose schedules vary or those who are independent contractors or are self-employed. This type of lending may also be helpful if you know some expenses are coming up, but you need to be sure of the cost.

It could be doctor's visits for kids going back to school, money for essential repairs, getting some car maintenance you know should be done, or any other necessary thing. Since you can draw money out anytime, a flex loan can help when you need to know how much you will need. 

How To Apply For Online Flex Loans

Getting started with online flex loans is quick and can take as little as 30 minutes. Here's how our process works:

1. You begin by filling out the online inquiry form on the website.
2. Once we receive your request, our friendly loan representative from the nearest Tennessee Title Loans, Inc. store will call you. 
3. They will explain the process, ask you about your required documents, and answer any questions.
4. Bring the items you need, including your vehicle, to the nearest store near you. 
5. Our loan representative will validate your documents and inspect your vehicle. That will determine the maximum amount for your flex loan. 
6. After that, it's just some final paperwork, and those approved will receive the money they request either the same day or the following business day.

Get Your Online Flex Loan Today!

Need fast access to cash without the hassle of a credit check? Online flex loans with bad credit could be the right solution.

Complete the online form now and connect with a local loan specialist. Whether it’s car repairs, medical bills, or another emergency, Tennessee Title Loans, Inc. is here to help.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.