If you have no money for the holidays, it is important to remember the true meaning of the season to know what you can do. This season is about spending time with the ones you love most.

While you can contact Tennessee Title Loans, Inc. and consider a car title loan to get the help you need when facing an emergency or an urgent expense, this option shouldn’t be used for gifting and outings.

There are ways that you can give small tokens of appreciation to the ones you love, even if you have no money for the holidays. You just have to know what to do and where to look. Let us show you what to do when you have no money for the holidays right here.

Your Options When You Have No Money For The Holidays

1. Remember The True Meaning Of The Holidays

First things first - if you have no money for the holidays, you don’t need to worry that you may not have a good time. The true meaning of the holidays is about spending time with the ones you love most and letting them know how much they mean to you.

Most likely, your family and friends will be happy enough just to spend time with you. If you live in close proximity to your loved ones, hosting a nice get-together is enough to get in the spirit of the holidays.

In situations where physical get-togethers are not an option, sending a handwritten card or having a nice chat on the phone are great ways to get in the spirit of the holidays.

2. Get Creative

Most people make the mistake of assuming that gifts have to be purchased from stores. If you love giving gifts but can’t afford store-bought items, get creative instead. There are tons of crafts you can make simply using the items around your home. Gift those crafts to your loved ones as presents.

You can create a Pinterest account or simply search online for ideas. One of our personal favorite handmade gifts is a book wreath since they are easy and super cheap to make. Even if you aren’t very good at crafts, your loved ones will likely cherish these gifts since they know so much time and effort went into them.

At the very least, you can write a handwritten note. The very act of writing a note means a lot to most people. Add a bit of decoration around the borders and you have a creative letter that will mean a lot to all your friends and family!

3. Contact Local Organizations And Non-Profits

If you have no money for the holidays and cannot afford basic items for yourself or your children, you can contact local organizations and nonprofits in your area. Tennessee has many organizations around the state that are designed to provide food, clothes, and other items for those in need. These organizations are especially generous and helpful during the holidays.

Your local Salvation Army, churches, and governmental agencies will likely have programs to help you get toys, clothes, and food for the season.

Facing Emergencies With A Title Loan

If you need help paying urgent bills or covering unforeseen expenses, you might consider short-term loans as well. Short-term loans such as car title loans are an option if you are short on cash.

Especially if you are just in a temporary financial crisis, a title loan can give you the quick help you need, whether it be because of a medical crisis, sudden loss of job, or otherwise.

Title loans can get you up to $2500 this holiday season when you request one through Tennessee Title Loans, Inc. As its name suggests, your vehicle’s title is used as collateral while you are paying off the loan.

How it works is that your vehicle’s condition will be assessed. Your vehicle’s value is used to determine how much money you can be loaned. While you’re paying back your loan, you still get to use and drive your vehicle as normal.

What Do I Need For A Title Loan?

If you are interested in a title loan, you’ll be happy to learn that you only need your driver’s license or state-issued ID, a lien-free title in your name, and your vehicle for inspection. All credit types are welcome, and you do not need to provide proof of income to get approved.

Get Started Today

If you have no money for the holidays, use our ideas to still have a good time with the people you love. But if you’re facing an emergency, you can consider a title loan in Tennessee.

You can get started by filling out our online title loan form and our loan representative will guide you through the rest of the process.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.