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I Need Cash Loans Today! What Are My Options?

Those that need cash loans today have a variety of different options available to them. These options differ in their details, and depending on personal circumstances, one option may be a better choice than another.

In Tennessee, you are able to access loans not only from traditional banks, but also from lending companies such as Tennessee Title Loans, Inc. As the name suggests, Tennessee Title Loans, Inc. offers title loans, but it also offers payday loans and flex loans TN. Let’s have a deeper look into each of them to help you determine which option is suitable for your personal or financial situation.

3 Quick Loan Options In Tennessee

1. Title Loan

Title loans from Tennessee Title Loans, Inc. allow you to borrow between $300 and $2,500.

In order to obtain a title loan, you need to hold the lien-free title to your vehicle. This means that if you purchased your vehicle through financing, the loan must have been completely paid off.

There are no income requirements for a title loan. Meaning that they can be an option for those that are temporarily unemployed or perhaps have other sources of income, for example, unemployment benefits.

In order to obtain a title loan, you will need the following:

  • Driver's license or state-issued ID.
  • Lien-free title to your vehicle.
  • Your vehicle for inspection.

payday loan application form

2. Payday Loan

Online payday loans TN are short-term loans that can provide you with a sum between $100 and $400. They are an option for covering small-to-medium emergency expenses. The reason they are called payday loans is that you usually pay the loan back with your next paycheck.

In order to obtain a payday loan, you will need to have some source of income. This will normally be employed income (either part-time or full-time). However, unemployed sources of income are also welcome. This can include unemployment or disability benefits.

You will need the following documents for a payday loan:

  • Government-issued photo ID.
  • Recent bank statement.
  • Blank check with details of your checking account on it.
  • Your most recent pay stub or proof of income.

You will need to visit one of our locations to have your documents reviewed, and if approved, complete the paperwork and receive your loan. However, the entire in-store process can take as little as 30-minutes.

Both those with good and bad credit are welcome. This means that you shouldn't worry too much if you have a few late payments on your credit report. The main factor is whether you have the ability to satisfy the requirements.

man excited to receive flex loan

3. Flex Loan

A flex loan is a completely unique way to borrow. You may sometimes see this type of loan referred to as a line of credit loan. Tennessee Title Loans, Inc. can provide flex loans of up to $4,000.

With a flex loan, you will be provided with a line of credit. This line of credit will be accessible to you for a defined period of time. While you can borrow up to your credit limit, you don't have to do so. For example, if you have a line of credit for $4,000, you can draw $100 against it. This will leave you with $3,900 that you can draw upon whenever you wish for the duration of the flex loan.

A flex loan is often an option for those that may not necessarily need cash right now but may need it in the near future.

In order to obtain a flex loan from Tennessee Title Loans, Inc., you will need the following documents:

  • Government-issued photo ID.
  • Proof of income.
  • Lien-free title to your vehicle.

Your vehicle must also undergo an inspection before you are issued a flex loan.

How To Obtain A Loan Through Tennessee Title Loans, Inc.

Those that need cash loans today will be pleased to know that all of the loan options provided by Tennessee Title Loans, Inc. are available through an in-person process that takes as little as 30-minutes. This can provide you with access to the money that you need to cover emergency expenses as soon as possible.

No matter which of the cash loans options you choose, the process is started by filling in a short inquiry form for Tennessee quick cash. One of our team members will then reach you via phone to give you further instructions and review the required items with you.

Qualify For Cash Loans Today

Tennessee Title Loans, Inc. offers a variety of options for people needing cash loans today. Explore our options and fill in the inquiry form for your selected loan today. You could receive the money that you need on the same day or the following business day.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.