Losing your job can be overwhelming, but there are steps you can take to get back on your feet. From cutting expenses to earning extra income and exploring options like a title loan, here's how to deal with job loss smartly.

Practical Steps To Take After Job Loss

1. Lower Your Expenses

Review your budget for places where expenses can be cut or eliminated. If you have a gym membership, you could cancel it and work out at home. If you have subscriptions that you forgot to cancel or are not using, now is the perfect time to determine what is a necessity and what isn't. Once you’ve adjusted your budget, you will be able to better plan what needs to be done next.

2. Sell Unused Items For Extra Cash

Go through your closets and garage. You will find plenty of items collecting dust or that still have price tags. You can sell these to bring in a little extra cash and also rid yourself of clutter. We tend to collect things throughout the years and never go through them because we don't have the time. Now you can capitalize on your extra available time.

3. Make Money with a Delivery Service

A car is one of your best assets and a source of financial freedom. You can make extra money by delivering goods or transporting people. There are various entities online that will find your clients for you. You can get started often in the same day that you apply. Running a business out of your car requires little to no start-up funding and can make a lucrative entrepreneurship.

4. Rent Advertising Space on Your Car

There are companies that will pay for advertising space on your car. If you are running transport and delivery out of your car, your extra exposure makes your space even more desirable to companies. By offering great visibility for companies, you can earn extra money.

5. Offer Help To Seniors

Helping the elderly population with errands or around the house can provide an income. There are plenty of things to do and online companies can help you find clients. This can include help in picking up prescriptions or grocery shopping. Not only will you earn extra money, but you will feel good doing it too.

6. Start a Pet Transport Service

Pet owners are constantly looking for someone to run their dogs to doggy daycare or to the vet's office. If you have a car, you can provide these services and make a good living doing so. If you love animals, this could be the ideal career for you. Providing pet transportation to parks or groomers in a number of areas can build a sustainable business.

Need Emergency Cash? Consider a Title Loan

If your financial situation is urgent, a Tennessee title loan may help cover unexpected costs. This type of emergency loan is quick and doesn’t require perfect credit.

Advantages Of Title Loans

• Keep Your Car: When you get a title loan, you don't need to give up your car so there is no disruption to your daily life.
• Fast Cash: Get your cash the same day. You get the money when you need it most. Title loans are faster than conventional loans.
• Up To $2,500: Ample funds for you to take care of your responsibilities, fast.
• Streamlined Process: There’s no waiting in line with our fast, convenient process.
• All Credit Accepted: All types of credit are welcome.
• Convenient Payback Terms: Set up payment terms that work on your schedule.

How To Get a Tennessee Title Loan

Getting a title loan doesn't have to be stressful and is easy as 1, 2, 3.

1. Fill out our title loan online form.
2. Wait for a few minutes for a courteous, knowledgeable staff member to call you back and discuss the details of your loan and schedule an inspection.
3. Provide the requested documentation. Easy peasy.

FAQ: Title Loans

What is a title loan?

A title loan allows you to borrow money using your vehicle title as collateral. You can keep driving your car while repaying the loan.

Can I get a title loan if I lost my job?

Yes, you may qualify even without a current job. We look at your ability to repay using income from other sources.

How long does it take to get a title loan?

You can often receive funds the same day you apply, depending on how quickly you complete the vehicle inspection and provide documents.

Take the First Step Toward Recovery With a Title Loan

Knowing how to deal with job loss means taking action quickly, cutting costs, finding new income streams, and exploring emergency resources. If you're in a financial crunch, a Tennessee title loan may offer the temporary support you need to regroup and move forward.

Start Your Title Loan Application Now 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.