Though we plan our finances as best we can, some expenses are unplanned. We encounter financial emergencies that pop up from time to time. So, what do you do when that happens?

Tennessee Title Loans, Inc. can help you pay for unplanned essential expenses with an online payday loan. This type of loan is a payday advance. You can borrow money from your upcoming paycheck to help with unexpected extra costs. The online payday loan is a short-term loan you'll repay when you get your next check.

How Can You Pay For Urgent Expenses With An Online Payday Loan?

How To Get Started With An Online Payday Loan

It is easy to begin the process for our online payday loan. You'll start right at the top of any of our website pages. This is where you'll find the inquiry request form. Fill in the few requested bits of information and click submit. 

Once we get your request, it's assigned to one of our knowledgeable representatives, who will be sure to contact you by phone. It's a good idea to keep your phone close after you submit your request, as we typically reach out within minutes. 

The representative will review all the loan terms and details you need to know. You can also ask any of your questions. Once you've come to a satisfactory understanding, you'll make an appointment to visit your nearest store location so you can present the required documents for you to look over. 

So that you know – the process is completed once you've finished your in-person meeting. If approved, you'll sign for acceptance; the cash is yours.

What Are The Requirements For An Online Payday Loan?

There are a few required items to apply for an online payday loan with Tennessee Title Loans, Inc. Here are the documents you'll need to round up to bring to the nearest store location.

• State-issued photo ID or driver's license
• Most recent paystub
• Most recent bank statement
• A blank check from your active checking account in your name

You must also be 18 to be eligible for an online payday loan.

How Much Can I Borrow?

Every state is different regarding how much you can borrow on specific types of short-term loans. Tennessee allows a maximum amount of $400 on a payday loan. 

Payday loans are the shortest short-term loan options, so the maximum approval amount is also the lowest. You will only be approved for what the loan specialist determines you can repay with your next paycheck.

What If I'm Unemployed?

While you may think you can't get approved for an online payday loan when unemployed, that's not necessarily true. Many unemployed people still bring in income. If you can prove you have enough income from a source other than a job, you could get approved that way. 

The most significant piece is the documentation that shows you're receiving income from somewhere. If you need clarification on what documentation qualifies, ask your loan representative. They will be more than happy to help you with figuring it out.

Is There A Credit Check?

An online payday loan is a non-traditional loan type. We do not check your credit to determine approval for a payday loan. Our decisions are based on whether you can repay the loan. 

It's also important to note that we do not report to the credit bureaus either. That means paying back an online payday loan will not help you build your credit. 

Do I Have To Visit A Store Location?

You do need to visit your nearest store location to complete the loan application process. Most of the process is completed online and over the phone. The final step requires you to quickly stop at a store location so the loan specialist can review your required items. 

You can click on the locations tab in the menu bar at the top of our website to find the closest store to your neighborhood easily. Or, you can ask the phone representative to tell you where the nearest location is for you.

Can I Borrow More Than Once?

So that you know – the answer to this question depends on your unique situation. Generally, though, you can apply for an online payday loan whenever you need one, as long as you've paid off any previous loans. 

This Is Your Plan For The Unplanned

None of us are immune to unplanned expenses that pop up. When it happens to you, apply for an online payday loan with Tennessee Title Loans, Inc. to stay caught up on your bills. 

Submitting the inquiry form at the top of our web pages takes a few minutes. You can quickly get extra cash without any hassle or lengthy waiting periods. We're here to help, so let's get started.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.