financial hardship cash

How to Get Cash When There’s Nowhere Else to Go

Misfortunes always lurk around the corner. If you’ve recently had a car accident or medical emergency and especially if you don’t have the appropriate insurance plan, you might be stressed over your bills. It may feel like you are completely out of options.

Luckily, life proves you different, and there’s always a way out. And this article will give you a few ideas on where to get cash when there’s nowhere else to go.

1. Ask Friends or Family Members

Each of us goes through the hard times multiple times in our lives. That’s why we all need close friends and family member who will be there to support us, either psychologically or financially. Asking them for a loan may feel awkward, but it is definitely an option, especially when you have nowhere else to go.

2. Raise Money on Gofundme

Consider using crowdfunding to help in your emergency. If you have any followers on social media, this can help increase the numbers, and, hopefully, the amount of money. Plus, dealing with people virtually is a much faster way than visiting them face-to-face, which is essential in emergency situations. Explaining your situation in detail, being natural and avoiding any exaggerations may help you get the donations you’re looking for.

And since crowdfunding is not a loan, you don’t have to worry about paying the money back. The only disadvantage here is that getting the needed amount may take longer than you expected.

3. Ask for Extensions on Your Bills

If your emergency is due to the medical bills, and you simply don’t have the money to pay out-of-pocket medical expenses, you can simply ask the billing department for an extension.

Asking for an extension is always an option too. You’d be surprised with how understanding billing department representatives are when you let them know about your financial struggles. If, for some reason, you fail to agree on extension, you can always set a payment plan with them.

4. Apply for a Food Delivery Job

If your emergency expenses can wait for a few weeks, consider getting a food delivery job for an extra income. It’s easy to sign up and it usually takes a week to complete the entire process and get all you need to start your job.

Most food delivery services offer from $15 to $20 an hour. You also get to choose your hours and desired location, which is quite convenient if you somewhere else.

Some people prefer the food delivery job to ridesharing due to the fact that food delivery doesn’t require a vehicle inspection which usually cost money and slows down the process of getting your first wages.

5. Apply for a Payday Loan

Applying for a payday loan allows you to cover your urgent medical bills, unexpected home or auto repairs, or any other emergency expenses.

Payday loans can give you the cash you need either the same day or next business day so you can quickly take care of your emergency. When your application is approved, have a chance to either get cash or direct deposit into your bank account.

It’s also very easy to be approved for payday loans, since it doesn’t matter whether you have good, bad, or nonexistent credit score.

The first thing you can do is to Google “payday loans near me” to locate the nearest lender. Make sure to read the reviews before you go there. If, though, you want to save time, just try the proven and reliable payday loan organization, such Tennessee Title Loans inc.

getting a payday loan tn

Tennessee Title Loans inc.

With Tennessee payday loans, you can get up to $400 to cover your urgent expenses the same day you apply. Here’s what you need for the application process:

  • Most recent pay stub
  • A state-issued ID
  • Your most recent bank statement
  • A blank check (must be from an active checking account that is in your name)

The application process can be completed in as little as 30 minutes. All you need to do is the following:

    1. Fill out the online request form on the website.
    2. Your information will be then sent to the store closest to you.
    3. A representative will call you to explain the rest of the application process.
    4. Visit the store you’ve been assigned, complete the process, and receive your loan!

With the process beginning from home for online payday loans, you’ll able to get the cash you need ASAP. And by using Tennessee Title Loans Inc, you’ll also get great customer service and customer support whenever you need it.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.