How To Get Help With Funeral Costs In Tennessee
Funeral expenses can be huge and, sadly, more often than not, they take us by surprise. It isn't uncommon for people to need help with funeral costs. On this page, we are going to share a few ways that you can get assistance with funeral costs. You may need to use a combination of methods to cover the high cost of some funerals.
Focus On Reducing Funeral Costs
For the bulk of this page, we are going to be focusing purely on how you can get assistance covering the cost of a funeral. However, we do encourage you to actively think about ways that you can reduce funeral costs too, mostly to make dealing with funeral expenses a little bit easier.
For example, you may want to talk to the funeral director about where certain costs can be trimmed, or even set up a payment plan. Funerals can be expensive and, as much as we are sure that you want to give your loved one a proper sending-off, costs do need to be cut every so often.
Talk To The Life Insurance Provider
If your loved one had life insurance, then we suggest that you track down the policy. Many life insurance policies will cover funeral expenses. In some cases, they will be able to make a payout for funeral costs before the funeral, which can save you a rather large sum of cash.
In other cases, your loved one may have a specific funeral insurance plan. Many older people are opting for this sort of plan nowadays and, if you can track it down, you can discuss it with the funeral director that they hold the plan with. Again, this could save you some money.
Talk To A Lawyer
If your loved one had cash in the bank, or substantial assets, then chances are that the estate will need to go through probate. You can talk to the lawyer handling the probate here. In some cases, there are ways that funds can be released from the estate to help cover funeral expenses. Although, these situations are quite rare.
Talk To Friends, Family Members
Sadly, it isn't just you that has lost a loved one, but many other people have too. The cost of the funeral shouldn't rest squarely on you. If you are having issues covering the full cost of the funeral, then talk to friends and family members. Sometimes, you will be able to spread the cost across a few different people. It makes the funeral much cheaper for everybody.
Do bear in mind that this will come with a caveat, though. When you have multiple people funding the funeral, you will need to listen to them when they have suggestions for the funeral. So, if you have a 'perfect vision' about what the funeral will be like, you will likely need to make a few compromises.
Consider A Tennessee Installment Loan
One option for those that may need to cover funeral expenses is a Tennessee installment loan. With Tennessee Title Loans, Inc., you may be able to borrow the cash that you need to cover some, perhaps all, of those funeral expenses within a day. Our inquiry process is fast, taking as little as 30-minutes for you to receive a borrowing decision.
Many people opt for a Tennessee installment loan simply because it is very similar to a bank loan insofar as the fact that your installment loan will be split over multiple repayments. This can make covering the cost of a funeral much more palatable.
How To Get A Tennessee Installment Loan
Here at Tennessee Title Loans, Inc., we have worked hard to ensure that the installment loan process isn't too complicated, particularly for those that are looking to cover the cost of a funeral.
This is why we have tried to ensure that the bulk of the process can be completed from the comfort of your own home. This means that you can start the process online by filling in a short inquiry form, and then have a chat to us over the telephone. We will ask you a few questions, and check that you understand what an installment loan entails.
Once that phone call is over, you will need to head to your local Tennessee Title Loans, Inc. borrowing location. Since we have them all over the state, you shouldn't be too far away. After a couple of checks, we will let you know whether you are able to get an installment loan from us, as well as the amount that you can borrow.
Once you have signed your loan agreement, we will start the process of sending you the cash. This can take around one working day, depending on the speed of your bank. Some people will receive their cash in just a few hours.
Get Help With Funeral Costs Today
The cost of a funeral means that it is not uncommon for people to need help with funeral costs. While there are several ways that a person can receive assistance, one option is a Tennessee installment loan from Tennessee Title Loans, Inc. With an installment loan, you could borrow the cash that you need to cover funeral expenses in just a few hours. Get started by filling out the short form on this website.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.