Having control of your finances is not just important, it also feels pretty good to make wise decisions that positively impact your future. That's why flex loans online have become so popular in recent years.

They put the power back in your hands and help resolve important money matters almost instantly. Best of all, most people qualify for easy and flexible access to money, as long as they meet some basic requirements.

Note: In Tennessee, you must be at least 18 years old to qualify for flex loans online.

What Does It Mean To Get Flex Loans Online?

What is a flex loan? A line of credit loan also referred to as a flex loan, is a lending option that can be secured or unsecured. This type of loan gives you, the borrower, flexible access to cash which allows you to set your own credit limit for each withdrawal within your borrowing limit, hence the name flex loan. With Tennessee Title Loans, Inc. this loan, much like a title loan, is secured with your vehicle title and you can borrow or withdraw the amount you need when you need it, based on state-regulated limits and your approved loan amount, as long as your account payment remains in good standing.

You can speak with one of our agents at Tennessee Title Loans, Inc. for more detailed information about our flex loans, as well as other loan options, but here is the general loan breakdown:

• Payday loans - You can borrow up to $400.
• Title loans - You get up to $2,500.
• Lines of credit - You can get as much as $4,000.

You can choose the financing type based on your needs and payday schedule. So, speaking with your Tennessee Title Loans, Inc. agent will help you explain your needs to them and find an option for you.

Getting Flex Loans Online

Traditional banks usually make it harder for certain consumers to get emergency money when they need it the most. This usually includes people with less than perfect credit or people who don’t have a steady high income.

Flex loans online, on the other hand, are designed to keep the process as simple and painless as possible while opening the door for people who would normally struggle to get a loan from a bank. So, here are 6 tips to help make the most out of them:

1. Create A Budget

The best way to start any financial journey is with a comprehensive budget that analyzes your income versus your expenses. Then, use that information to cut back wherever you can. This also exposes the areas where you could use the cash you get from your flex loans. One priority should be to get rid of old debts if you can.

DID YOU KNOW: Paying off old accounts in full can help boost your credit score.

2. Gather Your Documents

No matter what type of loan you're trying to get, you'll need to present qualifying items to get approved. So, gather your documents ahead of time to make things faster.

3. Check Your Credit Report

Although you can get flex loans without having perfect credit, knowing what's on your report can help you determine which debts to take care of first.

DID YOU KNOW: All American consumers get one free credit report each year from all three major reporting bureaus.

4. Make Time To Get Your Loan

The process of getting flex loans online usually takes just a little time. The entire process normally takes under an hour. You will usually get the cash you need within 24 hours when you apply for online flex loans direct lenders like Tennessee Title Loans, Inc.

5. Apply Online

You don't have to stress out when you're looking for cash. That's because you can begin the process from the comfort of your own home with the online inquiry form on the Tennessee Title Loans, Inc. homepage, saving precious time for more important things.

6. Get Your Fast Cash

If approved, and agree to the terms, interest rates, and fees, simply sign the flex loan agreement to receive your money as soon as the same day or the next business day.

How To Get Flex Loans Online In TN

There are so many steps to getting financed by a bank that most people think the process is the same everywhere else.

It's not! Flex loans online are designed to be fast and easy so you can get them without stress. Here's the simple two-step process you can use:

Step 1 - Hop Online Or Get On The Phone

Go to the Tennessee Title Loans, Inc. website to begin the fast cash loan process, or call the office to answer some simple questions over the phone. Either way, you'll receive further instructions within 30 minutes. An agent will also schedule an appointment for the rest of the process. It doesn't get any more convenient than that.

Step 2 – Provide The Required Items

Generally, these are the documents you'll need:

• Your driver's license or a government-issued photo ID.
• Your most recent pay stub from work.
• The lien-free title of your vehicle.
• The vehicle itself for an inspection.

Make sure to ask your agent for more information on any other paperwork you may need, you can also make a list of any questions you may have in mind.

FAQs About Line Of Credit: Flex Loans

What is a line of credit?

Our line of credit gives you access to money “on demand.” You can draw on it up to a maximum amount of $4,000 for a set period. You’ll only pay interest when you borrow on the line of credit. Once you pay back borrowed funds, that amount is again available for you to borrow. With this flexible borrowing option, you can choose when to take out the money, pay it back, and borrow again, as long as you adhere to the terms as well as pay off what you borrow on time and in full.

Can I qualify with bad credit?

Yes! Any credit is welcome. You do not need excellent credit to be approved for a Tennessee line of credit.

Do I have to give up my car?

No. You are free to use your car while under the line of credit agreement.

Can I get a line of credit if I already owe on a title loan from Tennessee Title Loans, Inc.?

Yes! You can be approved for a line of credit even if you already have an existing title pledge.

Benefit From The Flexibility Of Online Flex Loans Today!

Having the ability to easily access funds with this fast cash loan option whenever you need emergency funds is something many of us need from time to time, and with a lender like us at Tennessee Title Loans, Inc. we make it possible with flex loans online.

To speak with a customer service representative about the approval process, simply submit our online inquiry form now and one of our loan agents will call you with more information about getting started!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.