The Quick Method To Get Title Loans In Knoxville
Title loans in Knoxville, TN, are an often overlooked resource that can get you up to $2,500 for your car title as soon as today. If you’re struggling to stay afloat after an emergency, here’s how Tennessee Title Loans, Inc. can help.
Start by filling out our quick request form online. Once complete, you’ll be automatically connected with a nearby storefront. Soon, a representative will call you back to go through the rest of the simple loan process, including a quick in-person inspection. If approved, you can receive your money as soon as that day!
Getting title loans in Knoxville, TN isn’t as difficult as you might think, and if you’re struggling without financial recourse, we may be able to help. Let’s review our simple loan process to get you started today.
The Fastest Way To Get Title Loans In Knoxville
What Are Title Loans?
Briefly, title loans in Knoxville, TN are a borrowing option that uses your vehicle title as collateral to secure the money. That way, you don’t need excellent credit to get a loan; you can use your lien-free car title as collateral.
Lien-free indicates that you have no claims or judgments against your vehicle. These can be placed by various companies or entities due to nonpayment or to denote their ownership of the car until you finish making payments.
The lender places a lien against it, and you receive a lump sum. When the loan is paid off, the lien is removed, and you reclaim the title. It’s a simple process used by lenders around the country to create a fair and balanced tradeoff: they get assurance of a return on investment, and you receive the urgent money you need.
Our Quick Application Method
To apply, let’s start with what you’ll need. To get Knoxville title loans, you will need the following:
- Driver’s license or state-issued ID – You can alternatively use your passport, non-driver’s license, student ID, or military ID.
- Lien-free vehicle title in your name – Your title must be lien-free, as a lien indicates de jure ownership by another entity, making the asset useless as collateral.
- Your vehicle for inspection – Your loan amount is determined by the value of your car, which we assess through an in-person inspection.
- Proof of income – To ensure you can repay the loan, you must provide proof of income (your most recent pay stub).
Now that you’re ready to get started, here’s what you’ll need to do to get title loans in Knoxville, TN:
- Fill out our online inquiry form – This form contains basic information about your car and loan preferences. That way, we can start setting up your loan options for you.
- Wait for a loan representative to call you – When you finish the form, your info is sent to the nearest location. When available, a representative will contact you to review your information and go through the loan details.
- Schedule a meeting – Also, on the phone, you’ll schedule an in-person meeting for the representative to assess your vehicle. You can pick a location that works for you or use our Store Finder tool to locate one of our nearby loan offices.
- Head to the store/agreed location – Regardless of whether you go to the store or a place you pick, you’ll need your required items (ID, lien-free title, vehicle) for inspection. We have convenient store locations all around the state of Tennessee! Use the Locations tab above to find us!
- Get your vehicle inspected —A representative will inspect everything to determine if you qualify for approval.
- Receive your money – If everything checks out, you’ll get the money you need the same day or the following business day!
What Should I Know Before You Apply?
Before you apply for a title loan with Tennessee Title Loans, Inc., it’s essential to clarify the expectations for how the process works. When you come to the store, the loan process takes as little as 30 minutes.
Generally, if everything goes well, you can expect to be approved and get your money the same day or the following business day. Credit is not an essential factor, as your car’s title is collateral for the loan. You can still apply even with bad or nonexistent credit.
Get Your Knoxville Title Loan Today!
Title loans in Knoxville, TN, are an excellent resource for emergencies when used correctly, and if you need better credit or are limited on options, then we can help. Tennessee Title Loans, Inc. offers quick, simple, and transparent options to help you get back on your feet. With our helpful representatives and clear communication, you’ll always feel in control of your loan options.
Feel free to refer to the helpful information in this article to get you started on the loan process, or call a representative during regular business hours if you have further questions. Ready to get started? Please fill out our quick request form to get your emergency cash today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.