Need fast cash? A secured loan with car title could be the solution. Many people aren’t aware of how quick and easy it is to get a car title loan online.

With just a lien-free vehicle title and ID, you could qualify for same-day cash. In this guide, we’ll walk you through every step of getting a secured loan with car title and how to get cash fast in emergencies.

What is a Car Title Loan?

A car title loan is a secured loan where you use your vehicle’s title as collateral. The loan amount is based on your car’s value, and you can keep driving your car while repaying the loan.

Key Benefits of a Vehicle Title Loan:

• Fast approval – Get cash in as little as 30 minutes.
• No credit check – Bad credit? No problem.
• Keep driving your car – Use your vehicle as usual.
• No employment requirements – Unemployed? You can still qualify.

Now, let’s break down each step to getting a secured loan with car title.

7 Simple Steps to Get a Car Title Loan

1. Check If Your Vehicle Title Qualifies

In order to get your hands on a title loan, your vehicle's title must meet three requirements:

• The title must be lien-free
• The title must be in your name
• The title must be for a car, truck, or van.

The latter two requirements are pretty self-explanatory. However, some people aren't quite sure whether they have a lien-free title.

Generally speaking, if you have outstanding financing on your car's title, you do not have a lien-free title. If there are any charges on your title, you don't have a lien-free title.

You will be able to check your title documents to see whether there are any liens. 

2. Gather Required Documents

You don't actually need that many documents to get a secured loan with car title. However, it is worth gathering them before you get in touch with Tennessee Title Loans, Inc., just to speed up the process a little.

Make sure that you have the following to hand:

• The lien-free title to your vehicle
• A government-issued ID
• Your vehicle itself.

3. Fill Out a Quick Title Loan Online Form

Got your documents? Fantastic! The next step will be to fill out the Tennessee title loan form.

You won't have to input much information, and we doubt it will take you more than a couple of minutes. When you fill in the form, you are basically saying " I want a title loan. Please get in touch with me with further information."

Apply for a Car Title Loan Now

4. Speak With a Loan Representative

When you have filled in that form, one of our team members will get in touch with you.

They will make sure that you have the required documents for your secured loan with car title. They will also answer any questions that you may have.

They will then schedule an appointment with you at a location of your choice. It is vital that you have the vehicle that you are looking to borrow cash against its title.

5. Get a Quick Vehicle Inspection

Once we meet you at a location of your choice, one of our friendly inspectors will look at your vehicle.

Using an industry-recognized system, we will be able to determine how much money your vehicle is worth.

Tennessee Title Loans, Inc. is able to lend between $300 and $2,500. We will also inspect the documents at the same time.

7. Get Your Title Loan Money – Fast!

If you are found to be qualified, we will hand you the loan agreement. We will walk you through it just to make sure that you understand everything. You wrap up the process by signing your loan agreement.

At this point, the process is done. We will have collected all the information that we need from you.

The cash that you are borrowing should be received on the same day or the next business day.

Why Choose a Car Title Loan?

It’s important to note that we welcome people of all credit types. Unlike other loans, you won't necessarily be turned away just because your credit history isn't the greatest. We take into account a variety of different factors, including the value of your vehicle, when we make the decision to lend to you.

We will also not ask about your income. There are no employment requirements for our title loans. In fact, a lot of the people that come to us for a secured title loan are currently unemployed or are receiving disability benefits.

Finally, there are no checking account requirements. If you don't have a checking account, we have alternative ways to get you your money.

Start Your Car Title Loan Inquiry Today

Getting a car title loan is fast, simple, and doesn’t require perfect credit. If you need emergency cash, a secured loan with car title could be the right choice.

• Fast approval process – Get cash in 30 minutes
• Keep driving your car while making payments
• Bad credit? You can still qualify!

Apply for a Car Title Loan Now and get the money you need today!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.