A flex loan in Athens, TN, might be an option if a financial emergency needs urgent attention. However, you may wonder if these loans are available for people with bad credit. Here’s everything you need to know about getting a flex loan in Athens, TN.

Flex loans can get you up to $4000 in money on-demand, allowing you to withdraw up to the limit you need. Borrowers from all credit are welcome at Tennessee Title Loans, Inc; you don’t need excellent credit to get approved.

As it turns out, flex loans are a versatile option if you need access to funds immediately for an emergency. Keep reading to discover how flex loans work and whether you can get one with bad credit.

How To Get A Flex Loan in Athens, TN, With Bad Credit

What Are Flex Loans?

Also called lines of credit, flex loans give you access to money on demand. You can withdraw money from the line of credit up to $4000 over a set period, and you’ll only pay interest on the money you borrow from the line of credit.

When you repay the borrowed money, that money becomes available again for use. This flexible loan option helps you choose when to take out the money, pay it back, and use it again for urgent expenses.

Just make sure you repay what you borrow on time to build a relationship of trust with your creditor. In a way, a flex loan in Athens, TN, is like a credit card in that you draw from it as you need and pay it off regularly.

Will Credit Affect My Chances Of Approval?

Borrowers from all credit backgrounds are welcome to inquire with Tennessee Title Loans, Inc. After filling out our online inquiry form, we can review your credit and help you through the process.

When Should I Use A Flex Loan?

Many Tennessee Title Loans, Inc. customers use flex loans to cover emergency expenses as they arise, such as in the following circumstances:

• Your car or home needs repairs – Your house and vehicle are two of your most essential assets, making urgent repairs important to tackle quickly. In this situation, you might consider a flex loan.
• Medical bills – If you have recurring payments for treatment or a procedure, then you might consider taking out a flex loan to give yourself a little breathing room.
• Overdue bills or rent – If your rent or other bills are overdue, you might consider a flex loan to give yourself some short-term relief from those expenses while you sort your finances out.

What You’ll Need To Get A Flex Loan

If a flex loan in Athens, TN, sounds right to you, then here’s what you’ll need to get started:

• Your driver’s license or state-issued ID – Tennessee Title Loans, Inc. must verify your identity to issue you a title loan or flex loan.
• The lien-free title to your vehicle – It’s essential that your car title is lien-free; otherwise, the title has no value as collateral.
• Your vehicle for inspection – You’ll need to bring your car for inspection since its condition impacts your approval and the terms of your loan.
• Proof of income – Tennessee Title Loans, Inc. needs to verify that you can repay the loan according to our terms.

How To Apply For A Flex Loan

The in-person process for getting a flex loan in Athens, TN, can take as little as 30 minutes. Here’s how our process works:

1. Complete our online form and wait for a representative to contact you.
2. On the phone, they’ll go over the loan process and what you’ll need to apply.
3. Bring your required items to the nearest Tennessee Title Loans, Inc. store, and our representative will verify them.
4. Following the vehicle inspection, you’ll go through the final stage of the process, including some simple paperwork to fill out.
5. If eligible, you will receive the urgent money you need on the same or the following business day.

Fill Out Our Online Form Today!

If you have bad credit, getting a flex loan in Athens, TN, is still an option. All you need to be eligible are your ID, lien-free car title, the car for a brief inspection, and proof of income.

A line of credit can be a real lifesaver when you expect costly repairs or bills—but don’t know precisely what the price tag will look like.

In these situations, a flex loan with Tennessee Title Loans, Inc. can allow you to choose how much you withdraw for an urgent expense and pay it back accordingly. If you need a lifeline during an emergency, fill out our online inquiry form today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.