If you’ve been searching for “money near me” and feel overwhelmed by financial pressure, turning to Tennessee Title Loans, Inc. may help you get back on track. A title loan can be a practical solution during emergencies, and the process is simpler than many people expect. Here’s a clear look at what you’ll need and how everything works from start to finish.

What Do You Need For A Title Loan?

1. Identification

The first thing you will need if you are trying to get a title loan is some identification. We have kept things simple, but you must be able to show some state-issued ID with a valid photo of you to be eligible for this kind of loan.

Examples of acceptable ID would be a driver’s license or a passport. Note that it must be within the date to be used for a loan. If you aren’t sure what might be suitable for identification, get in touch, and one of our agents can walk you through your options.

2. The Title For The Vehicle

You must have the vehicle’s title available to take out a loan, and a couple of stipulations are placed on it. Firstly, the title must be registered in your name to take out a title loan. If the title isn’t currently registered in your name, you must go to the DMV to get this updated before proceeding.

Secondly, there are no existing liens (loans) against the vehicle, or we won't be able to continue the process with you. You can get all other loans paid off before you try to take out a title loan.

3. Proof Of Income

Some proof of income is also required for a title loan from us. You can use a recent pay stub for this if you have one available, or you can talk to one of our agents about your other options if you need them.

4. Your Vehicle

You need your vehicle for inspection to get a title loan with us. We can set up the inspection at a time and place that works best for you, and it tends to be a quick process, but we need to look at the car before proceeding. The condition of your vehicle makes a difference to the amount of money you can borrow with a title loan.

How Much Can I Borrow With A Tennessee Title Loan?

Loan amounts typically range from $300 to $2,500. The exact amount depends on the value of your vehicle, which is why the inspection step matters.

Newer or well-maintained vehicles generally qualify for higher loan amounts, while older cars or those with high mileage may qualify for less. After the inspection, the representative will tell you how much you’re eligible to borrow. If you decide to move forward, you’ll sign the final documents and continue your day as usual. Funds are then deposited on the same or next business day if approved.

Want A Full Breakdown of How Tennessee Title Loans Work?

If you’d like a more detailed explanation of the process, including requirements and common questions, you can visit our full guide on the topic of how Tennessee title loans work. 

Start Your Title Loan Process Now!

If you're dealing with an unexpected expense and need cash quickly, Tennessee Title Loans, Inc. is here to help. Completing the short online form on our homepage will connect you with one of our knowledgeable agents. They’ll answer your questions, explain how the process works, and help you decide whether a title loan is the right fit for your situation.

Many people choose this loan option because it’s more accessible than traditional financing, even if their credit history isn't perfect. And if you qualify, you may receive your money within two business days, which can make a big difference when time is tight.

To get started, simply fill out the online inquiry form and a representative will reach out shortly.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.