Being a single mom is a challenge in and of itself. You have the responsibility of both raising your children and tackling financial emergencies all on your own. But obtaining emergency cash for single mothers doesn’t have to be a challenge. By utilizing grants and loans, a single mother can get the financial help she needs when she needs it.

Emergency Cash for Single Mothers

Single mothers are the main and only source of income in a household. As a result, unexpected costs can have a devastating impact on your budget. Coming up with emergency cash presents a challenge that may feel insurmountable, but that doesn’t have to be the case. When unexpected costs strike, single mothers have a plethora of resources to help aid them in times of need. Through federal and state grants, as well as emergency loans, single mothers can get the emergency cash they need to keep things afloat.

Grants for Single Mothers

Grants are funds that are given to an individual for a specific purpose, with no need for repayment by the receiving party. Typically, grants are provided by the federal or state government, though organizations and charities may also provide their communities with specialized grants. Depending on the specific purpose of the grant, you can use it to offset the cost of food, clothing, and other such needs so that you can divert what you are saving to the financial emergency you are facing. Below is a brief list of grants that can help provide emergency cash for single mothers.

Women, Infants, and Children Program

Also known as WIC, this program provides children and mothers with access to nutritional food. The amount you receive is determined by the household income and needs of pregnant or breastfeeding mothers and their children.

Temporary Assistance for Needy Families (TANF)

TANF is another grant program that helps provide emergency cash for single mothers. Through TANF, low-income families can receive ongoing monthly payments to help them get financially stable and self-sufficient in their time of need. The funds can be used for clothing, food, and other necessities.

Diversion Cash Assistance (DCA)

The Diversion Cash Assistance program can at times provide a one-time payment of up to $1,000 for qualifying families. The DCA grant is considered a short-term emergency cash benefit for families to be able to tackle immediate financial crises’ that do not require ongoing financial help.

Child Care Assistance Program (CCAP)

A financial emergency can require a mother to put in more work hours or to get another job to meet financial obligations. Whether you are working, searching for work, training, or going to school, paying for childcare can add another financial burden to the list. With Child Care Assistance Program, low-income families can get assistance with childcare costs.

More Grants

These are just a few of the grants available to single mothers, there are many more that you may be eligible for. To learn about these opportunities, simply contact your local County Assistance Office or Department of Human Services.

Emergency Loans for Single Mothers

Another option for single mothers who need emergency cash is to get an emergency loan. Sometimes grants aren’t available due to certain qualification requirements. Or maybe your financial emergency requires immediate cash with no need for ongoing financial assistance. If this is the case, getting an emergency loan, such as a payday loan, can provide you with immediate funds.

Payday Loan

A payday loan is a short term loan that acts as a cash advance of your upcoming paycheck. You can often receive the loan the same day that you apply, and then promptly tackle whatever financial emergency you may have.

Need Fast Cash?

If what you need is fast cash for a small amount and a short period of time, then a payday loan just might be what you are looking for. With Tennessee Title Loans, Inc. you can get emergency cash as soon as the same day you apply or by the following business day. They offer their customers anywhere from $100 to $400 in payday loan amounts with a simple application process that can have you approved in as little as 30 minutes from when you step through their doors.

To find out if you qualify for a loan, just:

• Fill out an online form to have a representative contact you immediately.
• Speak to the representative about the required items needed to apply: Driver’s license or state-issued ID, your most recent paystub, a 30-day bank statement, and a blank check.
• Provide the required items to your local Tennessee Title Loans, Inc. facility for verification and to determine the loan amount.
• Finalize the simple paperwork to find out if you are approved and receive your money.  

Apply Today

If you’re a single mother, don’t let getting emergency cash be a stressor for you any longer. Fill out an online form today and receive your emergency funds in no time!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.