Finding easy loans for bad credit isn’t always easy. When it comes to traditional financial institutions like banks, getting a personal loan isn’t easy, to begin with – and isn’t simple at all if your credit score is bad.

However, if you’ve been hit by an emergency, have overdue bills, or your paycheck has taken a hit due to unforeseen circumstances, finding easy loans for bad credit could become paramount for your financial stability.

Here are 3 easy loans for bad credit you could use to get money TODAY including title loans, payday loans, and flex loans. Find out below what you need to apply for these with Tennessee Title Loans, Inc.

Bad Credit Loan Option 1: Title Loans

When it comes to easy loans for bad credit, title loans are likely the most optimal option. As they’re a secured type of loan – your car will be acting as collateral – the lender is relatively free in the approval process. You can easily get approved not only if your credit is bad – but if it’s nonexistent whatsoever.

Tennessee Title Loans, Inc. accommodate all types of incomes, and the loan representative you’ll be working with will do their best to set you up with a comfortable payoff schedule.

You could get between $300 and $2,500 with Tennessee title loans.

What do I need to get a title loan?

To apply for a car title loan you’ll need:

• A government-issued ID (state-issued driver’s license is applicable);
• A vehicle (it will need to be appraised);
• The car title to be in your name and completely lien-free (meaning you outright own the car and there are no loans against it).

How do I apply for a title loan?

If your required items are in order, then applying for title loans is easy. Just fill out the online form on the website and wait for the loan representative to contact you after it gets submitted. The loan representative will provide further instructions and set up a meeting with you.

Take your car, the car title, and your ID to the meeting for the loan representative to assess everything and determine if you qualify for the loan.

If you get approved – you’ll get the cash you qualified for the same day. The entire process typically takes under an hour (sometimes as little as 30 minutes).

Bad Credit Loan Option 2: Payday Loans

If you need easy loans for bad credit but you’re not a car owner – then you could get a payday loan.

Payday loans are almost as easy to get approved for as title loans. While they’re an unsecured type of loan (meaning you don’t need a guarantor or collateral), you can still easily get approved despite a bad or nonexistent credit score. As long as you provide the lender with proof that you have some sort of income to pay the loan off with.

What do I need for a payday loan?

To apply for a fast payday loan, you’ll need:

• A government-issued ID (state-issued driver’s license is applicable);
• A proof of income (your most recent pay stub);
• A blank check from an active checking account in your name;
• Last statement from that checking account.
• To be 18 years or older

How do I apply for a payday loan?

Payday loans are just as easy to apply for as title loans. Go to the website and submit the online form. Have the loan representative schedule the meeting and make sure to take all the required items with you.

The loan representative will assess everything and determine if you qualify for the loan. If approved – you’ll get the cash.

With payday loans, you could get between $100 and $400 within as little as 30 minutes.

Bad Credit Loan Option 3: Flex Loans

If you not only need easy loans for bad credit but need access to money long-term, then a flex loan could be the option for you.

Flex loans act as a line of credit and give you access to money “on-demand”. When you borrow, you only pay interest, and once you pay back the loan in full – you get access to borrow again.

Flex loans give you access to the largest amount of funds, as you can get up to $4000 for a set period. As long as you follow the terms, it gives you long-term access to the funds, unlike title and payday loans.

What do I need to apply for a flex loan?

Like title loans, flex loans are for vehicle-owners only. You’ll need:

• A government-issued ID (state-issued driver’s license is applicable);
• A car (it will need to be appraised);
• The car title to be in your name and completely lien-free (meaning you outright own the car and there are no loans against it);
• Proof of income (your most recent pay stub).

How do I apply for a flex loan?

The process is similar to the previous two. Choose the flex loan online form on the website, fill it out, and submit. When the submission gets processed, a Tennessee Title Loans, Inc. loan representative will contact you to schedule a meeting.

Take the required items to the meeting, so that the loan representative can assess them and determine how large a credit you qualify for.

If you’re approved – you’ll get access to the line of credit the very same day.

Apply for Easy Loans for Bad Credit Today!

Now that you know all about the loans that Tennessee Title Loans, Inc. offers, apply for one today to get the fast cash you need now. Whether you choose to get a title loan, payday loan, or flex loan, each could get you same-day cash when you need it most.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.