A financial emergency can feel like a crushing blow that one can never quite prepare for.

No matter how good you are about savings or are frugal you are with spending, a financial emergency often seems unsurmountable. The questions come quickly and linger: How will I pay for this? How long will it take? How will I be able to cut back on other expenses?

A title loan can help. Many Tennesseans have already taken advantage of the option of cash for title services available at Tennessee Title Loans, Inc. to help them overcome a pressing financial strain.

Here’s everything you need to know about the cash for title option to get back on your feet quickly and easily.

What is Cash for Title?

Cash for title, also known as a title loan, is a form of a short-term loan specially designed to help address financial emergencies. It should not be used for frivolous spending or to help with a long-term financial problem.

With a title loan, your car’s title is used as collateral in exchange for a loan to be paid off over time. Those who qualify can receive up to $2,500 in a title loan at Tennessee Title Loans, Inc.

Can I Keep My Car?

Your vehicle’s title is simply used as collateral. Tennessee Title Loans, Inc. does not own your vehicle. That means you are free to keep and drive your car as you normally would for the duration of the title loan.

What’s Required to Qualify for Cash for Title Assistance?

It’s easy to qualify for a title loan. In addition to being at least 18 years old, you just need the following:

• A Tennessee driver’s license or another form of identification issued by the state.
• Your vehicle for a quick inspection. This is done to determine how much of a loan you are approved for.
• Your vehicle’s lien-free title. Also known as a clear title, lien-free means that there are no judgments or any type of outstanding loan against your vehicle. You own your car completely.
• Proof of income, typically in the form of your most recent paystub.

Your vehicle’s title must also be in your name to qualify for a title loan. If it is not in your name, have the title transferred over to your name at your local DMV before pursuing a title loan.

My Credit Is Not Good. Can I Still Get a Cash for Title Loan?

Yes. While other lenders may instantly disqualify those with bad credit from receiving a title loan, we encourage those with all forms of credit, good and bad, to pursue cash for title at Tennessee Title Loans, Inc.  We do not report a default to credit agencies.

In addition, you do not need to have a checking account to qualify for cash for title with us.

How Long Does It Take to Get My Loan?

It can take as little as 30 minutes to qualify for cash for the title through Tennessee Title Loans, Inc. Once you qualify and are approved, you receive your cash the same day or the very next business day.

What is the Title Loan Process Like?

We make the cash for title process as easy as possible, so you can start addressing a financial emergency immediately. It all conveniently begins online.

Simply fill out the short title loan inquiry form on our website with some basic personal information, including your name, email address, phone number, and zip code. You’ll also provide the year, make, and model of your vehicle.

Soon after you submit the form, one of our friendly loan representatives from the location nearest you will give you a call to walk you through the rest of the process and answer any questions you may have about title loans.

You have an option of having a representative come to a location of your choice — for example, your home, work, or any public place — or you can come to the Tennessee Title Loans, Inc. location you prefer. Either way, you’ll need to bring the required cash for title items.

The rest of the process moves quickly. A loan representative will review the required items and then perform a quick inspection of your vehicle. Once you qualify and are approved for a loan, the cash will be in your hands in no time.

Get Started Today

Financial emergencies can be devastating, but you should never have to address them alone. One option is a cash for title approach through Tennessee Title Loans, Inc.

We make it easy to qualify for title loan assistance and ensure the cash you need will come your way quickly to address and then move on from a financial emergency.

All you need to do is go online, give us a call, or visit us today. We’re here to help.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.