woman thinking about car title loan online

Can You Get Car Title Loan Online Without A Vehicle Inspection?

Getting car title loans online is a convenient option for borrowers needing emergency cash. However, it’s essential to understand that the vehicle inspection is an integral part of the application process. That’s exactly how the agent would determine whether you qualify and for what amount.

The good news is that you won't be required to visit the store when getting a title loan online from Tennessee Title Loans, Inc. for help. Our loan representative will come to a location of your choice which is incredibly convenient for anyone who wants to save as much time as possible.

Below is a step-by-step guide on applying for title loans online and securing the emergency money you need.

How Can I Get Car Title Loans Online Without a Vehicle Inspection?

Though you might be able to find lenders that offer title loans without a physical inspection, it is not usually recommended to deal with such companies. The lender is either a scam or will propose a much smaller amount than what you’d otherwise be able to qualify for simply because there is no proof that the vehicle exists.

A vehicle inspection is necessary to determine the value of your vehicle. Without a car inspection, a reputable loan agent cannot determine how much money you may qualify for.

car title loan questions

Why Is A Vehicle Inspection Important?

The truth is that there is nothing scary about physical vehicle inspections. The verification agent must ensure that you have a vehicle you can use as collateral and that the car belongs to you.

Of course, the year, make, model, mileage, and overall condition of the vehicle will affect how much you’ll qualify for, but the chances of getting access to a part of your four-wheeled friend’s cash value are pretty high. Such reputable lenders such as Tennessee Title Loans, Inc. work with a wide range of different vehicles. Furthermore, the agent will use a nationally recognized pricing guide to determine the car's value.

Title loan lenders claiming to be ‘completely online’ usually ask for car photos. But, of course, it’s impossible to verify the car's condition through pictures alone. Moreover, it can be challenging to prove that the borrower is sending in photos of his vehicle (not someone else’s). That’s precisely why the rates of such lenders can be disappointing.

So, choosing a company that offers a physical vehicle inspection would benefit both the lender and the borrower. And if you pick such a lender as Tennessee Title Loans, Inc., you wouldn’t even have to visit the store as the verification agent will come to you.

When To Get Car Title Loans Online?

Online car title loans allow you to start the application process online. So, instead of driving to the store to submit your general information, you could do that from the comfort of your home.

Another significant advantage of such loans is that you can meet up with the agent at your preferred location, which can be close to your house or work. Overall, online title loans are a convenient option for those who need fast cash and are not ready to spend their time driving to the store and waiting in line.

woman happy about car title loans online

How Can I Get Car Title Loans Online?

Our process is quick and can take as little as 30 minutes. Here’s how the car title loan online process works:

  1. Fill out the quick online form. This will let the company representatives know that you are interested in applying.
  2. A knowledgeable staff member will call you soon (double-check the phone number you have typed in the form). The representative will tell you more about the process and answer your questions. At this point, you’ll decide whether to come to the nearest store location or take advantage of the ‘we come to you’ option.
  3. Don’t forget to bring your ID, lien-free title, and vehicle to the in-person meeting.
  4. In some cases, the verification agent will need only 30 minutes to check your documents and determine the value of your car.
  5. If you get approved and agree with the loan terms, you will be asked to sign some final papers.
  6. The money will get transferred to your bank account the following work day or that same day.

Get Started Today!

Though getting car title loans online without a vehicle inspection might sound like a great idea, such a scheme might not work. The verification agent must inspect your vehicle in person to determine a fair loan amount you qualify for.

If you choose Tennessee Title Loans, Inc., you wouldn’t have to worry about getting to the store. A friendly agent will meet you at a location of your choice. If you can’t wait to start, complete the inquiry right now!


June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.