How to Apply for a Loan with Bad Credit and Get Cash Today!

April 22, 2021 | Daniel Detwitt

loan with bad credit

Don’t worry, we’ve all been there. Whether it’s a vehicle breakdown or a bust boiler, all of us have been faced with an urgent and unexpected expense.

Even if your credit is bad, or simply non-existent, Tennessee Title Loans, Inc. can offer you lines of credit (otherwise known as ‘flex loans’), title loans, or payday loans to get some extra cash in your pocket today!

How to Apply for a Loan with Bad Credit using Tennessee Title Loans, Inc. Services

Payday Loans

Those looking for ways to apply for a loan with bad credit find payday loans to be the easiest way to bridge the gap between paychecks.

If you need a bit of cash to tide you over until your next paycheck comes in, payday loans may be your best bet. Once you’re approved, you could get as much as $400 directly into your bank account on the very same day.

Getting approved couldn’t be easier – or faster! Simply fill out the online form on our website and wait for one of our loan representatives to give you a call. After that, bring the following to your nearest location:

  • State-issued photo ID
  • Your most recent pay stub
  • Blank check from an active checking account in your name

After verifying your documents, one of our loan representatives will walk you through some simple paperwork. If you’re approved, you can walk out of our nearest location with cash in your pocket – on the very same day.

Best of all, the whole process can be finished and out of your hair in as little as 30 minutes. Fill out the online form now to get started!

Title Loans

At times, you may need to apply for a loan with bad credit for more substantial cash amounts. This is where title loans come in handy. Favored by many because they’re open to those with bad or no credit, title loans allow you to use your vehicle as collateral on a loan of up to $2,500. In as little as 30 minutes, you could have the cash in your pocket!

To get approved, fill out the online form on our website and wait for one of our local loan representatives to give you a call. Then, simply bring the following to your nearest location:

  • Driver’s License or State-Issued I.D.
  • Lien-Free Title to Your Vehicle: meaning you must own it outright, there shouldn’t be any loans or judgements against it, and the vehicle must be in your name.
  • Your Vehicle for Inspection

Once you do, our loan representative will review your documentation and conduct a quick inspection of your vehicle. If you qualify for approval, you can drive out of our nearest location with up to $2,500 in your pocket. Best of all, you can keep your vehicle throughout the repayment schedule.

Loan representative giving title cash

Line of Credit (or ‘Flex Loans’)

Flex Loans allow you to borrow up to a maximum of $4,000 over a set period, ‘on demand’ and whenever you need it. Once you’ve paid back borrowed funds, they will once again be available to you to withdraw whenever necessary.

To arrange a line of credit, simply fill out the online form on our website. A loan representative will quickly give you a call, instructing you to bring the following to your nearest location:

  • Your government-issued photo ID
  • Proof of income
  • Vehicle for inspection
  • Lien-Free Vehicle title: you must own it outright, there shouldn’t be any loans or judgements against it, and it must be in your name.

If approved, you can walk out with your active line of credit in as little as 30 minutes!

Flex loans are a great choice for those looking to apply for a loan with bad credit, and their flexible structure could be a lifeline in times of financial hardship. Fill out the form on the website now to get started!

Why Opt for Easy Payday Loans?

As mentioned above, in times of financial crisis, you can choose to apply for a loan with bad credit, such as a title loan, flex loan, or a payday loan and get cash within minutes. But what makes a payday loan the easiest option? Here are some advantages of easy payday loans vs. other fast cash loan types:

  • You don’t need to own a car or provide collateral.
  • Perfect for those who don’t have a credit history and live off the minimum wages.
  • Can save you money on default fees, overdraft fees, and bounced cheque charges.
  • You can receive cash in as little as 30 minutes.

Get Your Tennessee Payday Loan Today!

Finding yourself in the pits of a financial crisis can be a blow impossible to anticipate. Luckily, it doesn’t have to mean endless stress.

If you opt for a short-term loan, fixing the problem need not be a nightmare. In as little as 30 minutes, you can arrange a payday loan, title loan, or line of credit (flex loan); putting a bit of cash in your pocket and helping you with whatever storm comes your way.

Tennessee Title Loans, Inc. can lend a helping hand to anyone who finds themselves in a financial crisis. For easy payday loans, or to apply for a loan with bad credit or no credit at all, fill out our easy-to-use online request form now!